Halkalı Halı Yıkama Beylikdüzü Halı Yıkama Bahçeşehir Halı Yıkama seocu

Surveyors Push for Blockchain Technology in Real Estate

Experts have canvassed the deployment of blockchain technology to advance transactions, the profession and boost transparency between practitioners and clients.

According to them, the use of the technology would go a long in mitigating severe lack of transparency, closeness of the sector to certain people, high taxes/investment fees, lack of liquidity in the industry, delays in transaction speed and issues of pricing commitments.

Blockchain technology is a time-stamped series of immutable record of data that is managed by a cluster of computers not owned by any single entity. Each of these blocks of data are secured and bound to each other using cryptographic principles or chain.

The decentralised-record-keeping technology, which is designed to instill trust in the authenticity of digital transactions, could be used to create efficient solutions for both commercial and residential real estate, from buying property to conducting due diligence and to enabling crowd-sourced investments. It is useful in property management, off-plan sales, property technology process (PROTECH), smart estate management using Internet of Things and more.

Speaking at its Royal Institution of Chartered Surveyors (RICS) Nigeria Group’s second continuous professional development series titled, ‘Blockchain: The brick & mortar of its growth in today’s world’, the Managing Partner, Blockchain Asset Management, Deji Soetan said the blockchain as one of the emerging technologies brings in several utilities into the real estate ecosystem.

This, he stated include the smart contracts which could protect owners from property fraud. He said through the technology, it is possible to link the digital ownership of individuals’ property, documents, and contracts directly to the blockchain stressing that once inside the blockchain, it is impossible for it to be tampered with or altered.

He reinforces believe that the technology would soon gain notoriety even in the least expected industries. Soetan explained that everyone who is part of the network can see all the data that is stored inside the blockchain and every single piece of data can be traced right to its very origin. He also said the process permits immutability of records as data inside the blockchain cannot be tampered with because of cryptographic hash functions.

The ICT expert declared that the proof of the technology’s merit was seen in the development of a excise trade management solution for the Nigeria Customs Service. The proposed solution, he added enabled the business processes within the excise trade to be automated to create better revenue assurance, optimum efficiency and transparency utilising the Blockchain technology.

“Within the context of payments, introduction of smart contracts into blockchain real estate ledgers and transactions, has clear potential in streamlining various real estate processes, such as releasing apartment ownership, or rental documents upon a completion of a crypto-currency transfer. One important area where it would be used is in the speed of transaction because nowadays, the process is still slow making it be so archaic and needs to be modernised”.

Source: guardianng

Global Real Estate Virtual Tour Software Market 2019 Precise Scenario – Paradym, VisualStager, Fusion, Immoviewer, TourVista

Global Real Estate Virtual Tour Software Market 2019 by Company, Regions, Type and Application, Forecast to 2024 is a statistical surveying report that focuses on the development factors improving or hampering its advancement, application in the different fields, major organizations, veritable certainties, monetary circumstance, and geological examination. It discovers the product price, specification, financial and technical details, and research methodologies to help businesses expand their market operations. It guides through various segments with Real Estate Virtual Tour Software market size status and forecast 2024.

The research report classifies fragments and examines the sub-portions of the global markets by brands, type, application, and leading manufacturers in topmost regions using top-down and bottom-up approaches. The study report tracks the market events such as product launches, market ups, and downs in terms of volume US$ (mn) and volume (units) for a period of 2014 to 2024, besides, it also explores development activities related products, advancements, and technologies used in this field. The measurable examination of the market investigates the supply, request, generation, support, and capacity expenses of the item.

For geography segment, regional supply, application-wise, and type-wise major players, demand, the price is presented from 2014 to 2024, covering: North America (United States, Canada and Mexico), Europe (Germany, France, UK, Russia and Italy), Asia-Pacific (China, Japan, Korea, India and Southeast Asia), South America (Brazil, Argentina, Colombia), Middle East and Africa (Saudi Arabia, UAE, Egypt, Nigeria and South Africa).

For product segment, this report focuses on the status and outlook for product types. The types are: Cloud Based, Web Based

For end use/application segment, this report focuses on the status and outlook for key applications. The main applications are: Large Enterprises, SMEs

For competitor segment, the report covers the following global Real Estate Virtual Tour Software market key players and some other small players. The companies include: Paradym, VisualStager, Fusion, immoviewer, TourVista, TourWizard, VirtualTourCafe, Cupix, Eye Spy 360, FlyInside, Geocv, iGuide,

What Will You Receive From This Report?

  • The report gives statistical analysis on current and future status of the market with projection to 2024
  • The report discovers the key drivers, technologies, and trends shaping the global Real Estate Virtual Tour Software market in the upcoming period
  • The report includes sufficient counter plans and methods to realize the competitive advantage of trade.
  • The report provides comprehensive market segmentation broken down by type, end-user, and region
  • The report offers strategic perspectives on market dynamics, production process, and applications
  • The report adds technological innovations and pinpoints analysis for ever-changing competitive dynamics

The market size for key players and sub-segments is normalized, and the effect of inflation, economic downturns, along with regulatory & policy changes or other factors are accounted in the market forecast. In conclusion, our report gives detail analysis of the key parameters such as yearly market growth in order to have complete information about the future of the worldwide Real Estate Virtual Tour Software market. The information will help new enters to identify future huge opportunities. Additionally, the report studies the complete value chain and scrutinizes its downstream and upstream essentials.Mersin escort.

Source: Risemedia


Africa is Still Lagging Behind on Real-Estate Investment Trusts

Africa’s real-estate sector will continue to lag behind in terms of attracting foreign investment until legislation to facilitate real-estate investment trusts (REITs) moves up the agenda.

Diversified property exposure in a context of rapid African urbanisation reduces the dangers for foreign investors in markets that they see as too risky to enter.

  • Yet the Linklaters law firm found that, between 2013 and 2018, Africa-focused real-estate funds raised only $2bn from investors, compared with $11.9bn and $4.2bn raised by private-equity and infrastructure funds.

A real estate investment trust (REIT) is a company that owns, operates or finances income-producing properties. Africa as a whole presently has “relatively undeveloped” listed public REIT markets, says Grit Real Estate CEO Bronwyn Corbett.

  • Corbett expects the creation of multiple REITs in major African markets over the next decade.
  • Ghana and Mauritius are among countries in the drafting phase, she says.

According to research on African real-estate markets by Jones Lang LaSalle in 2018, South Africa is the only sub-Saharan African country that can be considered transparent. Though moving in the right direction, Nigeria, Ghana and Rwanda are still “low transparency”, while Uganda, Tanzania, Ethiopia, Côte d’Ivoire and Senegal are all “opaque”.

Grit argues that increased property-sector liquidity is of critical importance to African pension funds, which typically hold far more of their investments in direct property holdings compared with those in developed countries.


Grit is listed in London, Johannesburg and Mauritius. Diversification is key to the company’s strategy, both in terms of geography and property type.

  • The company has a mix of 25 shopping centres, hotels, office and industrial buildings in Morocco, Zambia, Mozambique, Ghana, Kenya, Botswana and Mauritius.
  • In July, Grit entered the Senegalese market with the purchase of a Club Med hotel and resort, which will be leased back to Club Med.
  • The company won’t invest in a country that doesn’t offer security of tenure, debt funding and the ability to get your money out.

Corbett prefers to have half of Grit’s holdings in “investment grade” Africa and half in higher-growth but riskier markets. Yet the need to stay diversified puts limits on what Grit can do: the company says that some property investment opportunities are too large for it to take onto its balance sheet alone, and that large institutional investors will be needed. Adopting REIT legislation will help to bring those institutions on board.

Major obstacles, Corbett says, are the time taken for REIT legislation to be drafted and then promulgated, and lack of clarity on tax structures and accounting, even after promulgation. Lack of investor familiarity with REITs and real estate as an asset class are also causing delayed take-up in African markets, she says.

  • Grit is engaging with local institutional investors, primarily pension and insurance funds, and regulators in current and target jurisdictions including Kenya, Mauritius, Ghana and Rwanda.
  • Morocco is likely to see increased REIT activity, Corbett says, as local capital markets are well developed and are structured to take advantage of recently adopted legislation.

Bottom line:

Fast-tracking the adoption and implementation of REIT legislation is a way for African countries to expand the universe of investors willing to consider Africa.

Source: theafricareport

Alaro City bags master plan award

The new mixed-use Lagos development, Alaro City, a joint venture between the Lagos State Government and Rendeavour, has been named winner of the international Architizer A+ Popular Choice Award in the master plan category.

The city’s master plan, according to the promoters, was shortlisted from a range of large-scale international projects and was the only entrant from the African region.

The Chief Executive Officer of Alaro City, Odunayo Ojo, said the award was a testament to the fact that the developers were building a city that Nigeria would be proud of in such a vibrant and unparalleled metropolis like Lagos.

“We were honoured to be nominated alongside complex projects such as the Amazon HQ2 supersite in Dallas and the 5M project in San Francisco,” he said.

Inaugurated in January 2019, Alaro City is planned as a 2,000-hectare mixed-use city that will include industrial and logistics locations, complemented by offices, homes, schools, health care facilities, hotels, entertainment and 150 hectares of parks and open spaces.

Ojo stated that the ArchitizerA+Awards, in its seventh year, is an internationally acclaimed programme focused on promoting and celebrating the year’s best architecture, adding that the ‘popular choice’ winners were selected through public online voting after a 10-day campaign with more than 400,000 votes from over 100 countries.

He explained that Alaro City’s master plan was designed by Skidmore, Owings & Merrill, one of the largest architecture and urban planning organisations in the world.

The Director at SOM City Design Practice, Daniel Ringelstein, said the Alaro City master plan was designed in a way that would protect and enhance the unique conditions of the site while enabling long-term resilience for the future city.

He said, “Alaro City helps strengthen Lagos’ position as the economic and cultural hub for West Africa by creating a new mixed-use model sustainable community – a place for people to work, make, live, and learn.”

IFC Promises Support in the Cameroonian Real Estate Sector

(Business in Cameroon) – During a meeting with local press in the framework of his official visit, Sergio Pimenta, IFC’s Vice President for the Middle East and Africa, indicated his institution’s interest in the Cameroonian real estate sector.

As far as the housing deficit is concerned, the IFC will bring in companies, which will build more houses, and financial institutions that will elaborate mortgage plans to help residents acquire the said houses,” the vice-president said.

The initiative comes at point in the country where access to decent housing is increasingly complex for residents. About ten years ago, the government launched the construction of social housing but the various actions still have a really low impact.

The only thing to know now is which segment the IFC will support. From land acquisition to development, there is a surcharge and lack of a permanent urban development strategy. The government did set guarantee and subsidy mechanisms for mortgage loans but the country’s model seems a bit outdated. In addition, the collaborative initiatives launched by Ecobank and Afriland along with various institutions have not yet provided efficient solutions.

Land access is also a real challenge. The procedures are time-consuming and laborious according to indicators published by the Doing Business 2019. Such a situation can delay projects and overcharges.

 Idriss Linge

USD 900 Bn Dead Capital Locked Away In Nigeria’s Cold Real Estate

– Fixing This Can Grow The Economy To A Thousand Billion!

The Nigerian real estate sector is dominated by informal property holdings valued at nearly one trillion dollars. Harnessing the untapped potential could give the economy a major boost.

It reads something like this; “Nigeria holds no less than USD 300 Bn and as much as USD 900 Bn worth of ‘dead capital’ in residential and agricultural real estate alone.”

That was the conclusion drawn up by world-renowned consulting and advisory firm, PricewaterhouseCoopers (PwC) after their deep dive into the neglected parts of Nigeria’s real estate sector.

It was a startling revelation and it easily got tongues wagging both for and against the numbers submitted by the firm.

But even as it’d actually be quite a stretch to think they could ever get the figure spot on, the general feeling is that they are not that far from the truth — between Ikorodu in Lagos and Isihor in Edo, you would find so many undeveloped landed-assets that would’ve been enough to get one some major bank loans if only the banks were crazy about landed-assets that lack verifiable ownership proof.

Well, that’s pretty much the problem — so many landed-assets and so little economic value attached to it because the owners of the assets are just not able to see the gains of having their property duly titled. The result of this is a stockpile of dormant assets with very little to offer in terms of economic relevance.

The mere thought of how much value could be added by harnessing this dead capital in the Nigerian real estate sector is enough to get anyone’s motor running. Ideally, it should be providing the country with the required capital resources needed to boost growth and create wealth for its 200 million-strong population.

And it can’t come at a better time given that the International Monetary Fund (IMF) recently prophesied doom by suggesting in its latest report on Nigeria that income per head will decline in the near term as economic growth continues to be outpaced by a faster population rise. Unlocking the potential in dead assets might be the antidote that could reverse the unavoidable lunge for perdition.

To make things clear, dead capital or dead assets is an economic term used to refer to properties that are informally-held, and so not legally-recognised. It is this uncertainty of ownership that takes away from the true value of the asset and the ability to lend or borrow against it.

Such possessions are not well-recorded. Because of this, they can hardly be converted to capital and cannot be exchanged for something profitable outside very niche local circles where people know and trust one another. Also, such properties cannot be used as collateral for a loan or as share against investment.

More commonly, we are talking about things like those country homes Nigerians refer to when they talk about “going to the village” — something they rarely do given that festive periods and funerals are the only time they actually get to do such. And even at that, they spend only a few days there. Most of the time, such properties just collect dirt and rot over the years without any formal title and, hence, zero economic value.

PwC based their findings on a population figure of 180 million, and 36 million households of which 95 percent have no title on their assets. Taking a cue from that, unlocking USD 900 Bn worth of currently dormant real estate assets will expand the size of the economy from USD 445 Bn (according to IMF) to USD 1,345 Bn! And that’s not all. As a by-product, such an effort would also fix the country’s debilitating housing shortage of over 17 million units.

The bulk of the houses in Nigeria have no title or contestable title and are basically useless as collateral when trying to finance economic activities. In effect, billions of capital are left idling about as such capital remains under-utilized or not utilized at all.

By putting together a framework that makes it possible for owners of such assets to use their property as collateral to access credit without much fuss could go a long way towards unlocking dead capital in Nigeria.

Nigerian financial institutions mostly accept verified real estate before dishing out loans. Because of this, the advantage is only with owners of properties that are well accounted for. And this means that owners of properties whose asset have no title basically have nothing as they can hardly access credit or make their property work for them in some way.

Private homes and other forms of landed assets represents one of the major sources of capital for businesses in more advanced climes. Developed countries have given themselves a head start by getting the hang of transforming their assets into wealth, and this they have done by representing assets with undisputable titles.

Citing the United States as an example, all private and state-owned assets are titled and put in the record at the time of creation. They are also quantified such that they can be used as collateral to raise funds in times of need from, first, the primary market and then a mortgage instrument which allows it to be sold and resold in the secondary market. There’s a lot of money involved when all that is put together.

Nigeria’s current Land Use Act of 1978, which is built on ownership rights, has not done much to unify land ownership across all parts of the country. The bulk of property owners, especially in the rural areas, are either oblivious of the law which demands them to have titles on their landed assets. or are just completely indifferent about it.

More so, the law demands the consent of State governors before a land with a customary or statutory right of occupancy can be mortgaged, subleased or transferred. This, amongst other bottlenecks, gives the locals a mountain to climb, making it rather difficult to effectively transform dormant assets to tangible wealth. And to think of all the good that can come through if we could find a way to get out of this straitjacket.

Source: weetracker

Firm Partners with UK’s Berkeley Group to Invest in Real Estate

A Nigerian real estate investment company Windsor, is partnering with UK’s foremost property developer, Berkeley Group plc to launch the latest North London development – Clarendon N8 in Abuja and Lagos.

In a statement, the Group Managing Director, Windsor Real Estate Mr. Richard Vedelago, said one of the six brands under the Berkeley Group, St. William, is spearheading the Clarendon development, which is to become a new city village as part of a major new regeneration scheme in North London.

According to him, Clarendon offers residents the opportunity to invest in an up and coming area of London, sitting between Hornsey, Wood Green and the expansive Alexandra Palace.

Furthermore, Wood Green has been identified as an area of growth over the next five to ten years, with Haringey Council unveiling plans to create a new town centre, which will attract £3.5bn of investment.

Vedelago added that the project on completion will deliver over 1,700 with one, two and three-bedroom homes, incorporating a new five acre public park, together with a series of landscaped spaces and courtyards.

Source: dailytrust

5 Obnoxious Sales Tactics Used in Real Estate… and What to do Instead

Not every real estate agent has their clients’ best interests in mind. There are some bad apples in the industry that come across as a vocal minority much of the time.

Luckily, consumers today have the internet: a wealth of information, knowledge, and resources. It is easier than ever to see through slimy and dishonest sales tactics.

Today, honest agents are rewarded for putting their clients first. Here are five slimy sales tactics you should avoid, and some recommended alternatives:

Key Takeaways
A perfect sales pitch in real estate often involves more listening than talking
Respect your clients’ boundaries; don’t push their budget or insult their tastes
Communicate honestly when answering questions and making commitments
Source: Realvolve
1) Pushing them to make an offer before they’re ready.

In a competitive real estate market, you have to move fast if you’re serious about a listing. This is where some agents might be tempted to push their clients to make an offer they aren’t ready to make.

Do this instead: Inform your clients that this listing won’t last long, but also stress the importance of only making an offer on a home they LOVE.

2) Talking more than listening.

We’ve all experienced the dreaded Sales Pitch—a sales rep yammering on and on about why we need THIS product NOW! In real estate, this translates to the agent telling the buyer what they want…instead of listening.

Don’t do all the talking.

Do this instead: Learn about your client’s wants and needs so you can connect them with the perfect home. It’s not about you, and what you want them to buy. It’s about helping them find their dream home.Here’s a great blog post that might help!

3) Disregarding their budget.

When my husband was apartment hunting (way back in the day, before we were married), he asked the leasing agent for the cheapest unit they had.

The leasing agent’s reply: “Oh, you don’t want the one-bedroom. The layout is weird. You walk through the door, and the living room is RIGHT THERE.” Um, okay.

It was annoying, and even though my husband did end up living there (he was a recent college grad with no money, so he didn’t have many options), he did stay in the one-bedroom, and he did tell everyone what a crappy experience it was.

Don’t try to stretch your buyer’s budget just so you can get more commission.

Do this instead: Focus on saving them money. They’ll love you for it, and they’ll reward you with repeat and referral business.

4) Insulting them.

If they have their heart set on a galley kitchen, don’t try to push a different property on them by laughing and saying, “Really? A galley kitchen? When you could have this gorgeous open plan?” Don’t act like they’re stupid for wanting something that doesn’t have as high a resale value or isn’t as “stylish.” Don’t insult prospects’ tastes, opinions, or budgets.

Do this instead: Ask them WHY they want the galley kitchen, and LISTEN to their reasons. Then, if you feel they truly might like an open plan, tell them about the benefits of that layout, but remain objective and informative. Let them make their own decision.

5) Dodging their questions.

Let’s say your buyer client asks, “Has this house ever had water damage?” The deceptive agent will answer, “Look at these beautiful baseboards! Absolutely no evidence of water damage!”

But that’s clearly dodging the question.

Say this instead:“That’s a good question. I can understand why you might be worried about that since this is in a flood zone. I’ll find out and let you know.”

Source: Realvolve

Statewide PSA Warns Real Estate Scams Put You at Risk

The growing threat of wire fraud scams targeting real estate transactions is prompting the Utah Division of Real Estate to launch a statewide campaign in warning the public. A real estate email scam is trying to dupe unsuspecting buyers out of their down payment right before settlement.

The Utah Division of Real Estate has produced a public service announcement video that is airing on local television stations as well as a statewide billboard campaign through the end of August.

The email scam—affecting transactions across the country—targets real estate agents’ and title companies’ email accounts. Scammers learn when transactions are scheduled and, usually within 24 hours of a transaction closing, they’ll use the email account to send new wiring instructions to the buyer, seller, title, or escrow agent, lender, real estate agent, or broker. The new wiring instruction will have the funds directed to a bank account outside of the country. After the funds are transferred, they are usually quickly dispersed to multiple banks and quickly become untraceable and unrecoverable.

More than $149 million was lost by consumers nationwide in 2018 from this type of email real estate fraud, according to a Federal Bureau of Investigation report.

“All parties in a real estate transaction should be very wary of any last-minute changes over email,” says Jonathan Stewart, director of the Utah Division of Real Estate. “Once criminals gain access to your email account, they can make anything sound legitimate. We hope by educating consumers about this statewide email scam, we can prevent Utahns from becoming victims.”


How technology is connecting people and property, disrupting market

Nigerians are getting smarter; thanks to technology, which is shaping the way people live, communicate, work, play, interact and transact business in Nigeria.
Although there are still some sectors that are yet to catch up with technological advancements, many have however evolved with technology resulting in ease of operations and better customer service.

The real estate industry is one of such sectors that have grown at an exceptional rate. The birth of online property platforms in Africa’s most populous nation is making transactions among developers, property owners, prospective buyers, and potential tenants easier, compared to the cumbersome processes witnessed a few years ago.

At one of the West Africa Property Investment Summits (WAPI), industry players were of the opinion that the deployment of technology would make Nigeria’s real estate sector more investable, increase liquidity and drive greater home ownership.

“Think back to the 80s and 90s, if you were going to purchase a property, you would spend many days trying to find a decent agent who will charge you high fees to take you from property to property in only a few locations -meaning he was limited,” Yemi Johnson, the Chief Operating Office of Hotels.ng, said.

Statistics have shown that 7 out of 10 Nigerians feel that house hunting is painful, as it usually starts with calling friends or walking long distances with a road side agent who, more often than not, does have direct access to landlord, thereby making one pay multiple ‘agent’ fees.

“With my mobile phone, I was able to connect with a landlord online and in few days I got an apartment without having to meet up with any agent and paying for any extra charges,” Arua Nnamdi told BusinessDay.

According to Nnamdi Chineme, CEO of Nigeria Property Centre, an online platform that advertises real estate properties, his experience in renting a flat in Nigeria in 2008 and the UK in 2009 was the reason he decided to set up his company. He said it took about six months to find a flat in Lagos while in the UK he found one in just a week. The difference, he added, was down to the use of technology.

“Historically, in Nigeria, the speed of finding a property to rent or buy was mostly dependent on the estate agents the person knew and the network of those estate agents. Today, with the use of technology in the form of Property Portals, people can find a property as much as ten times faster,” Chineme explained.

Technology based (online) property platforms like Propertypro.ng (formerly ToLet.ng), Hotels.ng, myPadi.ng, Nigeria Property Centre, Lamudi which has now rebranded to Jumia Houses, Real Estate Market, estate intel, etc have brought technology to bear on real estate transactions, making listing, leases and sales a lot easier

“The adoption of Proptech is increasingly becoming a boon for the real estate sector in Nigeria,” Abdulhakeem Sadiq, chief executive officer of ZAMA, said in a statement.

“Now, a student could seamlessly find and rent an accommodation in no time whenever and wherever he/she may be as we provide critical information such as photographs, reviews & ratings, pricing, etc about available spaces for rent,” Joel Amawhe ,CEO of myPadi.ng said.

As it happens in other sectors of the economy, technology has penetrated the real estate sector and has disrupted the status quo, contracting jobs and creating new opportunities, especially for the millennial.

Checks by BusinessDay revealed that even though technology has positively impacted the property industry in Nigeria, it has also caused disruption for traditional players in the industry. Going forward, real estate agents, developers, landlords and investors who are not open to embrace technology or become innovative over time will lag in the growth of the sector, industry experts have said.

“I have registered with three different online platforms, two of which I paid money for subscription, and since the time I uploaded my vacant properties on the sites, I get more than 10 calls a day from people who want to rent apartments. My fellow agents have been begging me to link them to the online platforms so they can be getting clients like myself , but I am still thinking about it whether or not I will link them,” jerry Adenekan, a real estate agent in Unilag axis told BusinessDay by phone.

BusinessDay findings revealed that the online market place in Nigeria is growing at a pace higher than even the country’s economy, and the real estate sector is among other industries who are directly impacted by the revolution.

The recent development has given room for the existence of new tech start-ups in a country where housing deficit is above 17 million units fuelled by the ever growing population.

A recent report by Global System for Mobile Communications Association (GSMA) revealed that Nigeria was second African country with highest technology hub after South Africa with Lagos taking the first position among the cities with highest tech hub in the continent.

The Protech industry in Nigeria is however constrained by the not too favourable network service (in terms of connectivity), power failure (energy to power the system) and cost (of obtaining data). These challenges influence and determine the effective use of the internet for real estate transactions in Nigeria, as compiled from BusinessDay survey.

Analysts familiar with the sector said the government does not in any way regulate the Protech industry- different medium and the online platforms where Nigerians search for properties, as such poses may be used by some fraudulent individuals.

“The internet and technology generally no doubt remains a major tool to change narratives of real estate players but there exist challenges hindering a wider use mostly due to scepticism of using online platforms, low internet penetration in remote areas and more,” Amawhe said.

Going forward, analysts expect to see more use of technology in the real estate space especially with virtual reality and drones for property viewings.

By Endurance Okafor

japon seks - ajans seks - esmer seks - public agent seks - seks hikayeleri - sohbet numaraları
DIY Home Decor |



Eskort Mersin


Eskort Ankara


Eskort Bayanlar


eskişehir olgun

Kıbrıs gece kulüpleri