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Town planners advise Lagos on drainage masterplan

With the rainy season fast approaching and given the perenial flooding in Lagos,especially in settlements along the coastline, consultants and town planners have called on the state government to revisit its drainage masterplan put in place a few years ago.

However, three year ago, the Lagos State Ministry of the Environment developed a drainage master plan as part of proactive measures to tackle the menace of flooding in the entire state. The plan was in partnership with Dar Al-Handasah Consultants, with headquarters in Beirut.

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The government embarked on the project to eliminate flooding in the state, especially with global climate change and its ravaging impact being witnessed across the globe. Besides, it was also as a reaction to the heavy rainfalls witnessed in recent years, which is an indication that some areas in the state may be submerged by flood if drastic measures were not put in place. Hence, the need for a well planned storm water drainage system to eliminate flooding and improve the efficiency of the land use.

At a lecture titled: Planning For Infrastructure in Lagos Mega City, held by the Association of Town Planning Consultants of Nigeria’s (ATOPCON) as part of its 2018 Annual General Meeting in Lagos, stakeholders emphasised the need for the urgent review of the masterplan. The lecture was delivered by Olajide Dosunmu, an engineer.


Reacting to the lecture, former president, Nigerian Institute of Town Planners (NITP), Dr. Ajayi Bunmi, rued the neglect of a drainage masterplan of the state which was commissioned during the regime of a military governor of Lagos State, Brig. Gen. (rtd.) Mobolaji Johnson. Bunmi said the state would do itself much good if it can revisit this document, review same and implement.

A former Commissioner in the Lagos State Ministry of Physical Planning and Urban Development, Francisco Abosede, warned of the consequences of not having a drainage master plan in the state, especially along Lekki-Ajah axis.

Abosede, who said he “foresees a disaster along Lekki corridor because there is no visible drainage master plan,” urged the state government to as a matter of urgency, take on the old plan, review it, before considering new plans for the developing settlements in the state. Besides, he charged the state’s planning authority to always make adequate plan for waste water, warning that not having waste water plan portends danger for a mega city like Lagos.

President of ATOPCON, Mr. Idris Salako a Town Planner, reiterated the importance of a town planner as critical in advancing the goals of infrastructural development, which he reckons to be the cornerstone of sustainable development.

“You could say that planning for infrastructure is the primary foundation in urban development, including communication, energy and transport. But any weakening voice in advancing the goals of infrastructural development could only be a weakening of sustainable urban development,” he warned.

The immediate past chairman of Lagos ATOPCON, Omotayo Awomosu, noted that town planning could not be divorced from its operating environment. He, therefore, called for enactment of a new planning regulations to fill the void created since 2010 when the state government repealed the previous planning regulations.

According to him, a more efficient planning permit system is needed in Lagos. “This should be one that delivers development permits at the shortest possible time and lowest cost to applicants, as the current system does not guarantee this in spite of the ongoing ease of doing business campaign in the state,” Awomosu said.

He further explained that “the proposed electronic planning permit system should cut through the existing bureaucracy and not just move the existing inefficient manual process into the digital space,” while also advocating that all the necessary resources needed to automate the planning permit system such as enterprise/web bases, GIS and adequate base maps must be provided to make the new platform workable and responsive to the needs of the users.

Awomosu said: “Lagos State deserves a more democratic planning system. The current system is top-down, and the various gaps in policy and practice promote discretionary practices and hence, arbitrariness.”

He noted that the state government, having prepared plans for most of the districts under the Lagos Megacity Model Plans, should also prepare master plans for the entire city. “It is also necessary to emphasise the preparation of local plans for the different communities and neighbourhoods across the state,” Awomosu added.

The Chief Executive Officer of an infrastructure development company, Noble Sovrano Limited, Mr. Olajide Dosunmu, who spoke on Planning for infrastructure in Lagos megacity, said the state government must realise that the status of a megacity required an all-inclusive growth.

“Municipal infrastructure such as holistic transportation plan, Information Technology and recreation are extremely necessary for an all-inclusive growth,” he stated.

Dosunmu charged the state government to develop wastewater treatment plants and ensure that they are efficiently utilised to achieve zero tolerance for environmental pollution from homes and industries.

El-Rufai builds 600 housing units in Kaduna Millennium City

Kaduna State Governor, Nasiru El-Rufai, on Wednesday, performed the ground breaking ceremony of 600 housing units and a world class shopping mall in Kaduna.

The governor, while laying the blocks in Kaduna Millennium City, said that the investment was a Public Private Partnership anchored by the Kaduna State Investment Promotion Agency, KADIPA.


He said that all the APC governors were trying to reduce housing deficit, hence the need for the low and medium housing projects.

According to Mr El-Rufai, government would provide infrastructure such as water, electricity and police post among others at the project site.

“I want to appeal to the communities to cooperate with the developers because every development creates job for people residing there,” he stated.

The governor assured the developers of government effort to protect their interest by deploying security agencies to the communities.

“We hope within the next one year, we will return to commission these projects, even though we have been assured that the shopping mall would be completed by June’’.

Earlier, the Executive Secretary, KADIPA, Umma Aboki, said government was confident that the developers have the capacity to deliver 3, 000 houses in the next five years.

“In a similar vein, we are vigorously working with developers of market and neighbourhood centres to improve the shopping experience of Kaduna residents in ensuring that all our markets are properly planned with ample access and exit points.

“At KADIPA, we are committed to providing first class service and an enabling environment to support serious investors in this and many other priority sectors,” she emphasised.

Mrs Aboki assured investors that the government has put in place measures for ease of doing business.

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“We are committed to ensuring that the times taken to start businesses are reduced to the barest minimum through streamlining of all processes and removing bottle necks at all levels.”

Housing News Kaduna correspondent reports that the ground breaking ceremony was performed at four locations with different partners expected to invest in separate projects.

Fed Govt releases N1.248tr for capital projects

Finance Minister Kemi Adeosun yesterday said N1.248 trillion had been released for capital projects under the 2017 Budget.

She spoke with State House reporters at the end of the Federal Executive Council (FEC) meeting chaired by President Muhammadu Buhari at the Presidential Villa, Abuja.

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She was with the Minister of the Federal Capital Territory (FCT), Mohammed Bello, Minister of State for Aviation, Hadi Sirika and the Special Adviser to the President on Media and Publicity, Femi Adesina.

She said: “The final update I gave was the level of capital releases till date from 2017 and l gave details of the big four areas and then others. So, power, works and housing got N301.89 billion, defence N151.2 billion, agriculture N119.9 billion, transport N127.9 billion and other ares combined is N545.6 billion. So the total capital budget release for 2017 so far is N1.248,310 trillion.

“We haven’t closed yet. We are confident we will close the year roughly around where we closed last year. We will close around N1.3 trillion mark.

“So, our commitment to infrastructure spending remains very strong. That is what is going to drive growth of the economy. That is what is going to drive jobs.”

Adeosun, who briefed Council on the scorecard of her ministry, also disclosed that the Federal Government has recovered N7.8 billion, $378 million, and 27,800 pounds through whistle blower policy.

She said the government also intends to institutionalise the whistle blower policy in order to properly handle its increasing magnitude.


Stressing that the Ministry got 28 approvals during the period, she said the Federal Government has saved N68 billion on personnel cost in 2017.

She said: “This brings the aggregate savings by the government on personnel cost since 2007 to date to N288 billion.”

According to her, the funds, which is now free for the government to fund capital projects, would have gone unaccounted for.

The savings, she said, were achieved despite increased in personnel, including the employment of 10,000 by the Nigerian Police.

She confirmed that a total of 511 Ministries, Departments and Agencies (MDAs) had been captured under the Integrated Payroll and Personnel Information System (IPPIS), with staff count of 607,843.

She said: “As at March 20, 2018 the number of MDAs on IPPIS Payroll is 469 with 316,158 staff count with gross salary of N43,979,383,997.78 and 42 Police Commands and Formations paid on IPPIS Platform in February, 2018 with staff count of 291,685 and gross salary of N22,276,669,257.21.

“Staff of para-military agencies (Nigeria Immigration Service, Nigeria Prison Service and Nigeria Security and Civil Defence Corps) enrolled to date is 100,822 for which a trial payroll of N11,456,278,859.00 have been sent for review and update for April, 2018 payroll.”

The introduction of the IPPIS, she said, had resulted in the reduction of ghost workers, enforcement of compliance with due process on employment of staff in MDAs, and prompt and timely payment of salaries and remittances of third parties payments.

Housing: Lagos To Train 1,000 Artisans In 2018 To Tackle Skill Gap

The Lagos State Commissioner for Housing, Mr Gbolahan Lawal says the state government will train 1,000 in 2018 under its Master Craftsman Project to tackle skill gap in the construction industry.

Lawal made the disclosure in an interview with housing News on Wednesday in Lagos.

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The commissioner said that the state government had a target of training 4,000 but had so far trained 170 due to funding constraints.

He said the training of 1,000 artisans would be through private sector collaboration in conjunction with other agencies of the state government.

“So far, we have trained 170 people; our focus is to train 4,000. Our target for 2018 is to train 1,000 people working with the private sector,” he said.

The commissioner said that the state had to move to bridge the skill gap because ageing skilled artisans were not being replaced.
He said the development was causing a vacuum, leading to Nigeria relying on foreign artisans.

Lawal listed the Lagos State Technical and Vocational Education Board (LASTVEB) and Ministry of Wealth Creation and Employment as some agencies supporting the training of the artisans.

“All the concerned agencies of government are working toward ensuring that we up scale the skills sector of our workmen so that we do not have to import jobs as we currently do.

“We are looking at working with the private sector and a couple of them have come to us.

“We want to see how we can co-fund the project because the deficit is huge in terms of craftsmen-people that we really want to give skills- but only government funds cannot do that,’’ he said.


He said the state government was filtering agencies in the private sector that signified intention to be part of the project.

According to the commissioner, the filtering is necessary to ensure that government partners with the right set of agencies in the sector.

“That is why we delayed but very soon, we would hit the ground running.”

The state government had in June 2016 inaugurated the Master Craftsman Project to bridge the skill gap in the construction and building industry through up to date training for artisans.

Estate Surveyors Urge Federal Govt. To Invest In Real Estate

The Nigerian Institution of Estate Surveyors and Valuers (NIESV) has called on government at all levels to invest more in the provision of real estate and infrastructure to boost the nation’s economy.

The National President of the Institution, Dr Bolarinde Patunola-Ajayi, said this on Tuesday at a news conference to showcase activities for the 48th annual conference and Annual General Meeting (AGM) in Ibadan.

He said that government at all levels should do a proper planning for real estate development as part of efforts to sustain growth of the nation’s economy.

“Dubai today depend totally on real estate, and it is one of the fastest growing economy in the world hence Nigeria should strive to invest in the sector,’’ he said.

He said that the country was facing a lot of deficit in the sector, which must be tackled by all and sundry.

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“If you are doing a single housing unit, you will have opportunity of creating job employment for a whole lot of people starting from the labourers up to the suppliers, so there is a lot of activities going on in the real estate,’’ he said.
On the area of quackery, the president said that the institution was doing a lot at reducing quackery in the profession which he described as a “menace to the nation.’’

He said one of the ways to fight the menace was to strengthen the laws that established the institution.

“Of course we are aware that many quacks roam the streets parading themselves as surveyors, the public should be wary of contacting these quacks to avoid being duped,’’ he said.

He said that the conference, which has as its theme: “Real Estate and Infrastructure as Drivers of National Economic Development’’, will have 4000 members and other participants.


“This conference, which is a five-day event will bring together professionals in public and private sectors to address vital issues of interdisciplinary and ethical concerns in infrastructure development,’’ he said.

Housing plan provides jobs for women, artisans

A Federal Government housing plan for women and artisans is also providing jobs, reports Olugbenga Adanikin

Dorothy Yinusa is a 20-year-old indigene of Nasarawa State. Like many unemployed youths, survival has been a daily challenge but relief came when she got the news of a housing project by the President Muhammadu Buhari administration. Without delay, she moved as fast as she could from her base to the project site of the Federal Government National Housing Project located along Shendam Road, Keffi.


The motive was simple: she saw an opportunity and grabbed it. It was to sell food to skilled and unskilled workers at the project site.

“It is this project by Buhari that made me relocate to this town and open my shop,” she said. “Before now, I didn’t have a shop but this project has helped me own a shop where I sell food to the workers. It has really helped me because each day I make about N15,000.”

Miss Yinusa is making good money from the housing project. Beyond that, she found her true love, Andy Shuaib to whom she got married. She is now expecting their child.

“Before now, my mother was the one taking care of us. I don’t have children yet but working in this site helped me get married, now I have my husband and am pregnant as well.”

The story of Mrs. Salome Ahonye, a food vendor at NHP, Utuu community, Benue State was not different. Unlike before, she was jobless but currently makes daily sales of N12, 000 from the fast business.

She said, ”I sell food to the workers on daily basis, and I make between 10,000 and N12,000 daily. If sales are poor, I could make N7,000.”

The condition of 43-year-old Mr. Sunday Tchoji was not pleasant, having two wives and seven children with no resources to take care of their welfare. But respite also came when he got the offer to work at the Laminga, Jos project site as a labourer.

“This work has helped me to feed my family and enroll them at school based on my financial strength. That is the way I have benefitted from this work.”

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In Nasarawa, the state governor, Alhaji Tanko Al-Makura provided 100 hectares of land for the construction of the National Housing Programme (NHP). This is in addition to the already donated 10 hectares used for the phase one of the home projects.

The governor said at a media inspection of the projects in Lafia that the state has no policy on mass housing, necessitating the intervention by the federal government. Al-Makura, who was represented by Director of Public Building, State Ministry of Works, Mr. Aliyu Kuyanbana, said the allocation was part of existing 10 hectares already offered for the national housing project.

“10 times of what we are witnessing here is being earmarked for the federal government project. So we are ready at any time,” Al-Makura said.

The NHP in Nasarawa has about 78 units of flats consisting two and three bedrooms and it is about 90 per cent completed. The Benue project overall has 72 units of flats,40 per cent completed while Plateau project located in Lamingahas 80 units of flats, proximity to the road and 80 per cent completed.

Statistics have shown that about 17 million people are homeless nationwide. This is different from stunning statistics of those who live in slums across the country.Though, reliability of the data remained a thing of concern. The Minister of Power Works and Housing, BabatundeFasholaat his maiden media parley shared his plan to partner state governments in order to nip the situation.

“For your information, we are piloting a housing programme and currently constructing in 33 states of Nigeria. We do this to validate and test what type of housing design responds to Nigeria’s diverse cultural, climatic and religious needs, so as to ascertain what is acceptable and affordable.

“We are at different stages of construction in different states, and we have commended these designs to FHA, without imposing them. Our decision is informed by the evidence of previous housing initiatives that people did not take up and empty houses that still abound in almost every state of Nigeria.

“These untaken houses, and the deficit of Housing, suggests to us that the untaken houses are either unacceptable or unaffordable or both. We see housing as a product, and we take the view that before they can be delivered to market, we must know what the people want and what they can afford,” Fasola said recently at the inauguration of a new FHA and FMBN board in Abuja.

Beyond affordability, the cost of raw materials, land title, mortgage financing are other huge factors threatening the mass housing drive. However, to address the problem, the federal government came up with a special mode, though the pilot project built to reflect socio-cultural differences of the people.

“When our pilot is fully completed, these answers will become self-evident and this is when we can mass produce. There is certainly nothing that stops FHA from undertaking other designs of housing if she can find a market for it, and she can deploy the income to cross-subsidise and make mass housing more affordable.

“As for the financing side, this is critical to affordability and it is as much the function of FHA in cost management and delivery as it is that of FMBN in delivering mortgages of affordable tenures and costs. Since May 2015 to date FMBN has issued 2,724 mortgages worth N20.237BN to assist Nigerians buy their own homes; under the National Housing Fund.” The Minister added.

Host communities in some of the states are gradually taking ownership of the project, except for those insisting on compensations. Al-makura acknowledged that prior to the project, there were no housing programme in the state except for the recent partnership with the federal government and need to work on next phase of the programme.

About 78 units of 3 and 2 bedroom flats along Shendam Road, Lafia was part of the affordable housing projects piloted by the ministry in 2016which has gotten to 90 per cent completion.Nearby block industry owned by Mr. Adamu supplied 90 per cent of the bricks used for the construction project.

The Ministry Zonal Director, Engr. Julius Olurinola, during an inspection said the project was developed to address housing need and create jobs for the people. He explained that aside from the builders, carpenters, suppliers, painters among other artisans, food vendors benefitted from the project including other indirect jobs created.

Olurinola, who is also the ministry’s Director of Engineering, emphasised the importance of the projects to residents. Based on his position, it will largely benefit citizens in the state irrespective of the social class.

During the project inspection in the state, it was gathered that 19 contractors were involved in its implementation in Nasarawa State. Chairman of the contractors, Mr. Godwin Obiora, told our reporter how they have largely benefitted from the initiative while he lauded the federal Government for the gesture. ‘There is prompt payment of our outstanding benefits; the project is close to town, easily accessible, thus would be quickly acquired by the people”.

FG, ‎estate developers brainstorm on affordable housing

Fred Itua and Okwe Obi, Abuja

The Federal Government and Real Estates Developers of Nigeria (REDAN), on Tuesday, in Abuja, brainstormed on how to develop affordable houses for Nigerians.

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Declaring a workshop for real estate developers, with the theme ‘Enhancing Real Estates Development Through Collaborative Effort open, Minister of State (2) for Power, Works and Housing, Suleiman Hassan, explained that the Federal Government’s plan to solve the scarcity of houses for Nigerians in the bud, was ongoing.

He stated that with the planned and sustained partnership with the private sector, more houses will be sufficient to meet the needs of the teaming population.

On the part of REDAN, it warned the Federal Government against giving licenses to land speculators, which, according to the professional body, would continue to make houses unavailable and unaffordable to Nigerians.

REDAN also stressed that the only way houses can be available and affordable, considering the increase in population, was for the Federal Government to embark on infrastructural development and create of access roads.

President of REDAN, Mr. Ugochukwu Chime, pledged that the association would not rest on its oars in ensuring that houses remain available and affordable to Nigerians.


Chime frowned at the high rate of interests collected from members which according to him is a limiting factor.

“REDAN will not rest on her mission to forge a common unity of purpose in the real estate sector,” he vowed.

He added that “after a careful appraisal of the challenges in the real estate environment, REDAN in 2015 set an ambitious agenda of building a strong institution with enhanced succession internally, and a coalition of collaborators with stakeholders. That effort is burgeoning and eventually crystallize to the desired efforts to change the real estate landscape of Nigeria.”

Still speaking on the workshop, Chime, stated that the data that will emerge from the exercise will enable appropriate planning, forecasting to take place and justification for some of the envisaged intervention by government.

Gov. Ugwuanyi committed to affordable Housing – ESHDC Boss

The Management of Enugu State Housing Development Corporation, ESHDC, yesterday, unveiled its in-house quarterly Magazine, ‘Housing Tide’, flowing from the Corporation’s commitment to propagate the housing policy of Governor Ifeanyi Ugwuanyi of Enugu State to provide affordable housing for the people.


The 52 page Magazine, which is the authoritative source of the Corporation’s information, especially in the areas of subsisting houses and location of serviced plot for sale, according to the General Manager, Hon. Chukwuemelie Agu was part of the innovative measures adopted to project and promote the good works of the governor in other spheres of the economy.

He added that Gov. Ugwuanyi‘s administration through the Corporation had done a lot in housing estates such as Citadel, Heritage, WTC, Valley, Rangers 1&2,Transparency and Sandview springing up with decent facilities in the cities and rural areas, disclosing that the establishment has designed more programme to accommodate the interest of the masses.

While unveiling the maiden edition at the Board Room of the Corporate Headquarters, Hon. Agu explained that, “the Governor’s housing policy has received resounding commendation within the state and beyond” stressing that “the management established this quarterly Magazine, ’Housing Tide’ to further highlight, document and promote the administration’s efforts in the sector”.

According to him, “historically, the housing policy of this administration marks a paradigm shift from the old order as evidenced in the number of affordable housing estates; Citadel, Heritage, WTC, Valley, Rangers 1&2,Transparency and Sandview springing up with decent facilities in the cities and rural areas.

“The Magazine which will apart from being self-sufficient, will serve as another stream of Internally Generated Revenue, IGR, for the Corporation.

“This magazine, which is the corporation’s flagship, will promote a more effective interface with the public and disseminate these laudable achievements to the consciousness of the people even as the 2019 general election beckons and beyond.

“It will equally foster good relationship between ESHDC and its clients, the media community and the general public. Issues emanating in the media will be addressed in a manner that government’s interest, policies and actions are constantly portrayed in a good light.

“Housing Tide is an in-house tabloid of ESHDC which aims to promote other government’s policies, highlight ESHDC projects, programmes and events as well as the pronouncements/activities of the management of the corporation.

“Furthermore, it dwells extensively on ESHDC activities within the confines of government’s housing polices but also presents a generous content from the activities of institutions and organizations involved in housing and real estate development within Enugu State and beyond”.

Continuing, the Housing boss revealed that the Magazine is segmented to accommodate Health, Law, Housing Crime/Court, Metro, Interview, News, Features, Issues, Governance, Events, Site Visits, Pictorials segments.

The quarterly tonic, which is a must read for Financial/Mortgage Institutions, real estate bodies/developers, religious bodies, academic institutions, legal bodies, blue-chip industries, cooperate bodies, communities and investors will circulate nationwide.

Nigerian Govt To Partner Morocco In Energy, Housing

The Federal Government says it is working out modalities to partner with Morocco in housing and energy.

The Minister of State for Power, Works and Housing, Mr Mustapha Shehuri said this interview with Housing News on the sideline of the Crans Montana Forum in Dakhla, Morocco.


Shehuri said he had met with his Moroccan counterparts and begun discussions on investment opportunities.

“Our energy sector needs a lot of investment and I have seen the successes recorded here and we are going to partner with them to advance the energy sector in Nigeria.

“I also had a meeting with the Minister of Housing.

“Housing is a very serious problem in Nigeria; we have about 17 billion in deficits of housing and we have started a pilot scheme of the national housing programme.

“To provide more houses, we will need investment from outside; the framework is there but financing the project is a huge task.

“I have also invited our Moroccan counterparts to Nigeria so we can discuss how we can partner to provide affordable houses for Nigerians,” he said.

The minister also said that the forum was a platform for enhanced international cooperation.

Also speaking, Sen. Foster Ogola (Bayelsa West), a representative of the ECOWAS Parliament, also said the forum was a “network of development partnership and creating synergy”.

“The Crans Montana Forum is not a forum for Morocco to win sympathy to be a member of West Africa.

“The application of Morocco to be part of ECOWAS is not yet formal; none of the ECOWAS articles of association provides for any country applying to be a member of ECOWAS. It only provides for exit.

“Until provisions are made for admittance, it is impossible to do anything,” Ogola said.

The Crans Montana forum, held annually since 1986, is aimed at strengthening solidarity in the economic, social and environmental development of the continent.

It is also aimed at enhancing relationships with countries globally, notably in the framework of the South-South Cooperation.

High points of the forum include presentation of the Prix de La Fondation 2018 award to Mrs Debbie Remengesau, First Lady of the Republic of Palau.

Other recipients were Mr Mustapha Cissé Lo, Speaker of ECOWAS Parliament, and Mr Michel Martelly, Former President of the Republic of Haiti.

The prize is presented every year to some exceptional personalities working tirelessly for a more “humane world”.
Another award presented was the Crans Montana Forum’s Gold Medal.

The medal, a high-profile honorary distinction that celebrates exceptional achievements and actions toward humanity was presented to Mrs Obiageli Ezekwesili, Nigeria’s former Minister of Education.

Ezekwesili is also a former African Vice-President of the World Bank.

Mr Sun Xiansheng, Secretary-General of the International Energy Forum also received the award.

Mortgage Financing: Fuller, set to hold 1st Housing Seminar.

The Millard Fuller Foundation is set to hold its first Quarterly housing seminar with the theme: “Affordable Mortgage financing for the Informal Sector: the way forward.”

The seminar which is strictly by invitation will take place at the Corporate Headquarters of the Millard Fuller Foundation on Thursday, 22nd of March, 2018 and will have in attendance experts from the mortgage financing sector in Nigeria.
The seminar is expected to be a quarterly event which will bring together on a round table, experts and professionals in the housing sector to proffer workable solutions to the numerous challenges bedeviling the housing sector in Nigeria.

The half-day program will include an introduction of the new underwriting standards for the informal sector by the Nigerian Mortgage Refinance Company (NMRC), as well as an overview of the new ‘My Own Home’ program by the National Housing Program of the Central Bank of Nigeria. In addition, we will have an overview of the role of the Federal Mortgage Bank of Nigeria (FMBN) in supporting the informal sector.

For the private sector, we will consider the first hand experiences of two groups – LAPO MFB & The Assured Group – who are implementing innovative products directed at cooperatives & the informal sector in general.
A site tour of the 1,000-unit affordable housing community being developed by the Family Homes funds will follow immediately afterwards.

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