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England faces “hidden housing crisis”, says RIBA

Younger people will benefit from better, more accessible housing, says architects’ body

A lack of homes which meet the needs of the country’s ageing population is resulting in a “hidden housing crisis” across England, according to the RIBA.

In a new report the RIBA said that with a quarter of the country’s population being over 60 in five years’ time the failure to plan for the growing number of people living longer was putting enormous strain on public finances, due to what it called “the health and social care costs of inappropriate housing”.

Such housing would cost the NHS £1bn a year by 2041, while demand for age-friendly homes currently outstripped supply, according to the report, which features data from research outfits Centre for Towns and ComRes.

The way housing is planned, designed and built must change to tackle the situation, the RIBA said.

And the institute’s president Ben Derbyshire said prioritising age-friendly design would not just benefit the over-55s but was central to tackling the broader housing crisis.

“Local authorities have largely ignored this need and opportunity, focusing instead on basic, short-term solutions. This is England’s hidden housing crisis. We must encourage more innovation and plan properly for the future.

“Older people should not feel that they need to move if they don’t want to, but they should have options available to them. We urge policy makers and local authorities to modernise their thinking on housing and consider the differing needs in this country.”

Among the RIBA’s recommendations was for local authorities to ensure that enough specialised housing for older people was allocated through local plans, including specific sites for age-friendly housing across all tenures, and for a requirement that all new-build housing be accessible and adaptable.

Better information and support ought to be available for people who wanted to move home, “including signposting accessible housing and piloting fiscal incentives to support older people to move home”.

But housing for older people did not necessarily mean specialised retirement housing, the RIBA said. “Adopting improved standards for new homes would benefit everyone whilst ensuring that what we are building does not exclude or impede the quality of life of older people,” it added.

Source: Housing Today

National Housing Authority, Shelter Afrique Sign MOU for the provision of 1,000 Housing Units for Low Income Earners in Liberia

NAIROBI, Kenya –  On Tuesday, July 16, 2019 the National Housing Authority (NHA) entered into a Memorandum of Understanding with Shelter Afrique for the provision of 1000 housing units for low-income earners.

The signing ceremony was held in Nairobi, Kenya as NHA was represented by Hon. Cecelia Cuffy Brown, Managing Director, while Shelter Afrique was represented by its Chief Executive Officer / Managing Director Hon. Andrew Chimphondah.

Speaking at the signing ceremony, Hon. Cecelia Cuffy Brown, Managing Director of the NHA described the MoU as the formal process of reinforcing existing collaboration between the two organizations since the formation of Shelter Afrique in 1982 and a first step in the right direction of NHA’s strategic partnerships under President’s George M. Weah’s Pro-poor Agenda.

Hon. Cecelia Cuffy Brown pointed that, since the formation of Shelter Afrique in 1982, Liberia has been a potential member of the entity but there has been NO intervention

Madame, Brown indicated that her administration was grateful to God the almighty,   to have such an unique platform  with Shelter Afrique and by the signing of said MoU between the two entities, it sets an historic era at the National Housing Authority – Liberia for the construction of 1000 affordable and affluent communities across country , thus creating job opportunities for many Liberians.

She expressed NHA’s openness to partner with other non-governmental organizations, private sector and communities with shared vision in addressing the housing needs of the vulnerable and low-income Liberians consistent with the Government of Liberia’s Pro-Poor Agenda.

Hon. Cecelia Cuffy Brown termed interventions to be implemented under the partnership as crucial to the sustainable delivery of adequate and affordable housing especially to communities living in slums.

She said, under this MoU, NHA commits to receiving the international partner and provide required support for smooth implementation of its programs as Executives of Shelter Afrique is expected in Liberia for a ground breaking ceremony.

Also speaking on behalf of Shelter Afrique Hon.  Chimphondah, Chief Executive Officer / Managing Director Hon. Andrew Chimphondah said, his organization is driven by the vision that everyone needs a decent place to live.

Hon. Chimphondah further emphasizes that both Shelter Afrique and NHA share the vision of providing greater access to adequate, affordable and affluent communities for low income and vulnerable communities and plan to achieve this through working with public, private and community sector partners.

Finally, he assured Hon. Cecelia Cuffy Brown, Managing Director at the NHA on his entity commitment to the process and vow to ensure that the project will be implemented to the fullest. He also confirmed the visit to Liberia for the ground breaking ceremony schedule at a late date to be announce

In conclusion, the release highlighted that Shelter Afrique was established in 1982 by African governments, the African Development Banks (AfDB), African Reinsurance Corporation (Africa – Re) and CDC and (UK’s Development Finance Institution) with the mandate of mobilizing resources for housing development in Africa.

Shelter Afrique began operations in 1985 and since then have developed a robust portfolio of projects and activities, acquired substantial operational experience and established Shelter Afrique as a credible housing finance institution.

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Source: frontpageafricaonline

Tanzania: Nas and Kilolo District Council Sign Housing Agreement

Dar es Salaam — The National Aviation Services (Nas) Dar Airco over the weekend signed a Sh50 million grant agreement with Kilolo District Council to support community welfare initiatives.

Under the pact, the company will contribute to the construction of staff housing for the Sh4.7 billion Kilolo District hospital, according to the company’s general manager Miguel Serra.

“This building complex will accommodate doctors, nurses and other general staff at the hospital,” said Mr Serra.

The signing of the agreement was between Mr Serra and Kilolo District Council’s executive director Aloyce Kwezi.

Mr Serra said the fast growing aviation service sector is also committed to supporting education and tourism promotion for the interests of local population.

Nas manages over 40 airport lounges and offers an expanded portfolio of aviation services that include cargo management, technology solutions and training.

“By partnering with the Kilolo District Council we hope to do our part in supporting the government’s efforts in providing quality healthcare to the local population,” he said.

The company has a strong presence in Tanzania, with ground handling and cargo operations at three major airports of Dar es Salaam, Kilimanjaro and Dodoma.

Present in over 40 airports across the Middle East, Asia and Africa, Nas provides ground handling services to seven of the world’s top 10 airlines.

The International Air Transport Association (IATA) Safety Audit for Ground Operations (ISAGO) certified company has an average on-time performance of 98 per cent across its operations, according to Mr Serra.

“As our business grows, so does our social responsibility to the communities we live and work in,”

Mr Kwezi for his part, commended the Nas Dar Airco’s, saying the move would improve health services in the district, which had never had a sustainable district hospital since Tanzania got independence.

“We appreciate your support,” he noted, revealing thatthe construction of Kilolo District hospitalwas currently at the final stages of completion.

He said, the hospital, whose construction kicked off in 2016, is set to be opened by President John Magufuli in September.

Source: allafrica

Deserted Factories for Low-Cost Housing Project

The City of Johannesburg (COJ) says it has identified abandoned factories in the city that it plans to expropriate in order to allow the private sector to turn them into low-cost affordable housing.

The 37 abandoned factories that have been identified are located in areas such as Kew, Devland, Rabie Ridge, Doornfontein, Booysens and Nancefield, with a particular interest in 16 factories identified near the township of Alexandra, which has been facing housing shortages for years.

“The City will now begin a process of preparing a proposal to Council in August 2019, which will allow the City to begin the legal proceedings of expropriating these properties as abandoned buildings. These factories will be expropriated within the existing legal framework of the Constitution.

“For this we will utilise the fact that they are abandoned, owners are untraceable and monies owing on these properties exceed their value,” Johannesburg Mayor Herman Mashaba said in a statement on Sunday.

The City will be able to put these properties out to the private sector once Council gives its support on it proposal.

The properties will then be awarded on the criteria that achieves the largest number of residential units, the lowest rentals, the highest job creation and investment, the City added.

“The City of Johannesburg, previously, has sought to tackle the housing backlog with a reliance upon RDP housing each year which could never begin to reduce the challenge. This is why the multi-party government has adopted an approach which is producing sizeable results in site and service projects, informal settlement upgrades, social housing and partnering with the private sector.

“In the environment in which government alone cannot address the staggering housing backlogs, it is imperative that we create the environment for the private sector to unleash the potential of their balance sheets, expertise and efficiency to the benefit of the poorest residents in our City,” Mashaba further explained.

The City plans to roll out over 2 000 RDP houses, 4 000 serviced stands and 10 informal settlement upgrades in the 2019/20 financial year with the hope that it will turnaround the housing backlogs in the city.

“Our residents cannot wait for dreams of new cities to materialise in the distant future, if at all. Our multi-party government will focus on fixing our existing City, turning derelict and decaying areas into high rise buildings that modernise our City, achieve investment, create jobs and provide accommodation to those who need it most,” Mashaba said.

Source: sacommercialpropnews

Experts Seek Enforcement of Estimated N1 Trillion Housing Insurance

Experts in the insurance sector have said that the compulsory housing insurance policies in the country if enforced, would be valued at over N1trillion, urging the National insurance Commission (NAICOM) to take a bold step immediately.

The Managing Director of Sunu Assurances Nigeria Plc, Samuel Ogbodu, who spoke to The Guardian over the weekend, said that a look at some estates in Lekki, Ikoyi and Victoria Island alone, shows that securing policies for them would amount to over N500 billion, and when you consider houses across the country, it will be over N1 trillion.

Ogbodu, also threw his weight behind the new recapitalization exercise announced by the commission, saying that the new capital regime, when concluded, would enable companies to do big-ticket businesses as against serving as agents to foreign insurers which is currently the norms.

Speaking at the Capital Market Association of Nigeria Quarterly Forum tagged: “Deepening insurance penetration through effective broker engagement”, in Lagos, over the weekend, he said that “the step would not only help to consolidate the sector with provision of more buoyant opportunities for large ticket transactions but would also position insurance companies in the sector as big players, instead of serving as agents to foreign insurance underwriters.”

According to him, insurance brokers would have more creative roles to play towards harnessing the benefits of the new capital base requirement, adding that the Nigerian insurance sector if well-positioned would take its rightful place in the country’s economy.

He said insurance companies at the end of the recapitalization program would be able to take up opportunities hitherto taken by foreign companies as he urged the NAICOM to implement the compulsory housing and transport insurance policies to deepen insurance penetration in the country.

The insurer stressed that NAICOM should be well-positioned to drive the implementation of the compulsory housing policy, which was valued at over one trillion naira. He said the various efforts aimed at boosting the insurance sector’s contribution to the Gross Domestic Product (GDP) to surpass its present 0.1 percent level would be accelerated with the implementation of the new capital base.

He expressed optimism that insurance penetration in the country would surpass one percent with proper implementation of the new capital base as players would be forced to harness new grounds. He stressed the role of brokers in the sector, which he said the sector’s earnings were mainly due to the contributions of the brokers that stood at 80 percent.

“Without the brokers, there won’t be insurance. They contribute about 80 percent of the earnings. We place a very high premium on brokers,” he said.

The brokers help in product development, maintenance of the high vast network, enhanced negotiation, helps towards risk mitigation and help clients to stay updated on policies and regulatory developments, among others.

“The retail and commercial Insurance brokers are rightly positioned to take up the fresh challenges the new capital requirement would throw up, for the utilization of new opportunities to expand insurance penetration in Nigeria,” ogbodu noted.

Ogbodu assured stakeholders that Sunu Assurances Nigeria would surpass the new capital base of N10 billion, adding that “Sunu is positioned to take up the new challenges, having been rightly placed to meet up with the new capital requirement of N10 billion, even as the framework for the new policy was yet to be released.”

The Executive Director, Strategy and Performance, Karim Dione, debunked the negative appellation given to brokers, saying “a lot of them are doing the right thing.”He stressed that the recapitalization effort of the insurance sector, he said: “The movement to recapitalize, for the Sunu Group, makes sense. The enforcement of regulatory policies also makes sense.”

He said the players needed to have profitable businesses adding that the potential in Nigeria in terms of size, potential, and resources was enormous for the Sunu Group ready to meet the new capital base.“SUNU is here to stay because Nigeria is the real market in Africa in size, potential, resources and population,” Dione said.

He said the company’s fully paid-up capital presently stands at N7 billion against N10 billion required for general insurance, adding that the company would fully comply with the commission’s policy but needed more clarification from NAICOM on its shareholder’s funds or paid-up capital.

Mr Ladi Oyekan of YOA Insurance Brokers, while responding to some issues raised, said that ideal insurance penetration had not been attained based on the country’s penetration, but lamented low disposable income eminent in the country was affecting insurance penetration.

Mr Femi Ojeremi, Farble Insurance Brokers said that Nigerians “like putting something down and having something in return”, which does not support insurance.“Nigerians are wasteful in things that are irrelevant, many people have multiple phones and recharge them with an average of N60,000 annually but they cannot pay N5,000 insurance premium annually to protect or cover their lives,” Ojeremi said.

Source: GuardianNg

 

As virtual office demand rises, outlook for commercial properties remains bleak

Notwithstanding permutations by some industry gurus that the sector will perform better this year, the outlook for the commercial properties still remains bleak.

The economic environment has remained low, operating at far below par, according to the estate firm, Messrs Ubosi Eleh and Company in its 110-page special annual publication titled: ‘The Nigeria Real Estate Report.’ “It will require much more than optimism to impact and cause rents to rise, or even translate to higher demand for office space,” the documents revealed.“

For the commercial properties, the take-up rates will remain very low with landlords continuing to throw in sweeteners to attract and keep tenants. Tenants and prospective tenants will continue to drive hard bargains and have upper hands in negotiations.

“As the government begins a new term, there is always a renewed hope and optimism amongst Nigerians, and this usually gives a boost to businesses and the economy.

We believe that this year will not be different. The optimism will not, however, impact commercial rents,” the report said. With businesses still struggling to recover lost ground nearly two years the country exited recession, the document said that may investors will shelve plans for the commencement of new commercial office developments.
The report noted that the class A commercial developments have continued to suffer an oversupply. Average rents for the Class A developments still oscillate between $550-$700 per square meter.

These are developments, in which original projections were in the range of $1,000 -$1,200 per square meter.Similarly, the projections for virtual offices indicate that the lessons from the economic recession and the uncertainties of the economy will continue to drive and increase demand for it, including co-share spaces. Space is driven by expatriates coming into Nigeria to start businesses and Nigerian startups.

Meanwhile, the report has described as rather an unusual Nigeria’s drop out of Africa’s top 10 investment destinations in 2018. The firm outlined how certain factors including politics, macro-economy, micro-economy, and the budget affected the real estate outlook in the preceding year. A principal partner of the firm, Emeka Eleh, said the development was unusual because it was the first time it would happen and also for the fact that the country remained the largest economy in Africa and the most populous.

Eleh believes that the size and potential of the country’s consumer market should have made Nigeria the preferred investment destination on the continent in 2018 but wondered why it was not so. In all, the report posted a largely underperforming economy in 2018 despite the bounce back in the oil market,” the year was tough at various levels for different firms and sectors of the economy. A further contraction in the construction and real estate industries showed that business confidence remained low even after a rally in oil prices”.

The aftermath effects of the elections were also not sparing as the firm in the report, observed that “ less government spending after the election is likely to weigh economic activity in 2019 as revenue at the state level in particular, continued to underperform and borrowing conditions proved more challenging”.

The firm observed that “ little progress was made in diversifying the economy away from its reliance on oil revenue during President Muhammadu Buhari’s four years in office and that restrictions imposed on access to foreign currency also added to the already challenging business environment”.Eleh attributed the investor’s reduced appetite for investing in the country more to risk than return factors. Accordingly, the report maintained that “ global risk consultancy firm, Control Risks, in its latest risk-reward index report identifies Nigeria as offering investors the highest returns on the continent, second only to that of Ethiopia”. On the flip side, the country’s risk rating was the second-highest in the continent, surpassed only by that of Zimbabwe.

The report identified policy inconsistency as the first major risk investors worry about when investing in Nigeria: “ One is never sure if a major policy initiated by one government will be sustained the next government or even reversed by the same government. This risk manifests easily as political risk and is easily evident as election approaches. Capital inflows into Nigeria tend to slow down as election approaches and picks up post-election once investors become certain of the direction of government policies in a new administration”.

The report identifies respect or certainty of contracts in the country as another risk investors are concerned about: “ Oftentimes, the government has entered into contracts with investors only for the government to turn around and seek to change the terms of such contracts without the consent of the companies or persons it entered into the contracts with”.

The terms of the contract, Eleh noted are not only violated, even third parties that invested in the projects are also affected adversely and this he reiterated is even worse for contracts inherited by successive administrations. Corruption, according to the report is another major risk faced by investors doing business in Nigeria: “ There are instances where investors have been asked to bribe certain government officials that are in charge of approving projects that they have already invested significant amounts of money into before such projects will be allowed to progress to the next stage”.

Probably, the most talked-about risk for investors’ loss of confidence in Nigeria is insecurity:” The North East is now an area most foreign investors cannot visit because of being killed or kidnapped. Foreign and local investors also face similar risks in other parts of the country especially in the oil and gas-rich South-South and the industrious South East.

The report acknowledges that although there were other risks such as navigating an opaque bureaucracy in many states of the federation, poor manpower, capacity, failed infrastructure, and power supply, these latter risks were within the control of the investors and usually provided for in the business plan.

The report concluded that a major consequence of these risks was that investors were compelled to restrict their activities to just a few areas they can operate safely. Not surprising, it maintains that about 70per cent of investment inflows into the country are directed to companies in Lagos or around Lagos, leading to over-concentration of investment inflows into the country or in the Lagos area.

Source: The guardian

Abeokuta church older than Nigeria, up for ‘demolition

St. John’s Church Igbein is 67 years older than Nigeria. Following social media debates over its proposed demolition, Daily Trust on Saturday investigates the matter. Abeokuta, the Ogun State capital, parades a number of historical and architectural masterpieces built in the 1880s and 1900s, and such structures have stood the test of time.

A drive through Igbein Road in the heart of Abeokuta, one would catch a glimpse of the architectural masterpiece of St. John’s Church Igbein, built from stone and marble.  It was built in 1847. The 172-year-old structure located about half-a-kilometre from Government House, was recently caught in a web of controversy over its remodelling plan. Looking at the building from afar, it could be mistaken for a modern-day structure, because of its contemporary design and other features. The linguist, Samuel Ajayi Crowther who is also Africa’s first bishop, was the first vicar of the church. Crowther who translated the Bible into Yoruba language, was reportedly, also reunited with his mother in this church after 25 years of separation, thanks to the slave trade.

The church which once sat on a huge expanse of land, is now being cramped with other structures due to urbanity and development. The whole church building as well adjoining structures including the vicarage, could hardly boast of four plots having been caught up by development in the metropolis. Reverend Israel Oludotun Ransome-Kuti, father of the late Afro Music maestro and legend, Fela Anikulapo-Kuti, attended the church. He is among other notable Egba Christian leaders buried in the church premises. Save St John’s Church Recently, human rights activist, Prof Chidi Odinkalu came up with the #SaveStJohnsIgbein campaign on Twitter, kicking against the planned new church building at the expense of the old architectural masterpiece. In a series of tweets Odinkalu who was chairman of the National Human Rights Commission (NHRC) castigated the plan alleged to “demolish” and “uproot” the church, describing it as “unimaginable and vandalism against the patrimony.”

Odinkalu argued that “In any sensible country, St John’s Igbein will be protected as or listed building be an acknowledgement of historical character of the building and will make it difficult to simply destroy the building at whim. He added that, “No country survives without a history. Those who seek to deny #Nigeria, access to history, deserve to be fought and stopped.

That’s why it is important to rally those still interested in our past to an effort #SaveStJohnsIgbein. It is just the right thing to do.” His social media campaign generated many reactions from those who believed the church must not be “demolished.” A former commissioner of Health in the state, Olaokun Soyinka, commended Odinkalu for raising the awareness, but promised to investigate the matter. He wrote on Twitter, saying, “Thanks for raising the awareness of this. I’m sad that anyone would even consider demolishing a church built in 1847.

Do you have any more details? I’ll investigate, amplify the message and be on standby to get out on the streets if necessary. It must not happen. #SaveStJohnsIgbein.” But the Vicar of the church, Venerable Bamidele Odutayo fired back at those behind the campaign, describing their positions as “being judgmental on fallacies.” Odutayo wrote: “It’s very important to get facts on an issue than being judgmental on fallacies.

May God forgive you all. Current facts will soon be revealed.” When Daily Trust Saturday visited the church on Thursday, Venerable Odutayo was out or town. However, the Peoples’ Warden, Surveyor Adetunji Adegunle gave our reporter a tour of the building explained the situation, he called “expansion of the church building.” He frowned at what he called propaganda against the peoples’ wish, saying there is no plan to demolish the church. “These things have been on for almost six years now. And two years ago, the foundation stone of the new church was laid during the 40th anniversary of our diocese, it was one of the projects embarked upon by the Diocese,” Adegunle said. Pointing at a peeling plaque which reads:

“To the Glory of God, the foundation laying of St John’s New Church Building was laid by His Grace Most Reverend (Prof) Adebayo Dada Akinde, Ph.D supported by Bishop E O Adekunle on Saturday 6, August, 2016 to mark Ruby Anniversary of Egba Anglican Diocese.” Describing the expansion plan, Adegunle told Daily Trust Saturday that, “What we wanted to do is to have a new church.

This is because we have realized that anytime we have a special programme, the church barely takes half of the population. So, the need to get more space for the church’s activities has arisen. “So, we decided to have a new church, leaving the old church as it. We tried to get land especially the houses beside the church. It took us almost two years to look for the owner and at the end of the day, the owner said they cannot sell their land. “We now decided that we should use the space between the old church and the Vicar’s House (for the new church).

But we discovered that the space is small and it cannot occupy what we want to do.” ‘We are not totally demolishing the church’ Six years ago, the church’s leadership conceived a ‘remodelling idea’ due to lack of space for the congregants if they were to hold special events. Also, during Sunday services, members often seat in the premises of the health centre outside the auditorium.

Aided by an amplifier, positioned outside, they listened to the ongoing service. However, the ‘remodelling plan’ was taken further in August 2016 with foundation laying of the new church building during the 40th anniversary of the Egba Anglican Diocese, which the church belongs to. In what appears to be a dramatic turn of events the development is generating controversy three years after. Adegunle said, “We engaged an architect who designed for us [the new church building]. What we intend to do now is to build a new church that will enter into the old one.

The altar area will be removed and another building from behind into the old church in such a way that the altar will be at the centre. So, there will be congregation from the side of the old church and there will be congregation from the other end of the new church building.” He also said, “We are not totally demolishing the church, what we want to do is to expand the church. But definitely, it is going to affect the west end of the church. That’s what we want to do. We have got the structural and the architectural design. Everything is now set.

We are going to have the church as it is and another four-storey building.” According to him, the leadership of the church had factored in the need to preserve the old church building including the tombs, describing them as heritage. “The foundation of the church was laid in 1831. If in 1813 such huge church was built and I know the people of Christians then could not even occupy the auditorium, so if we are building another church in the 21st century, we should be thinking of a church that will accommodate people in next 20 to 25 years.

This is the essence of what we are trying to do. We know we need to perverse our heritage because the church is our heritage. But in this case, there is nothing we can do than to marry the two together,” he said. Asked whether the leadership considered relocation of the church, he responded, “It is difficult to relocate this kind of church. It’s a metropolitan church. It’s not easy. Most of the people that come to the church are from this area – Imo, Igbein and Kemta. If we decide to move to another location, are we going to move the people too? It’s not easy.

That is why churches are planted around other areas to cater for those living there.” On the social media campaign, Adegunle said, “These days when people are not in agreement with the decision taken by the majority, they try to throw up propaganda against the peoples’ wish. We know that propaganda started among our members who are not pleased [with the decision]. Majority of our members know that we are not demolishing the church.”

Source: DailyTrust

Kaduna Government to Collaborate with FMB on Housing

Kaduna State Government says it will collaborate with the Federal Mortgage Bank in providing affordable housing to resident of the State.

The Deputy Governor of the State Dr. Hadiza Balarabe stated this while receiving officials of Federal Mortgage Bank lead by the Managing Director, Ahmed Dangiwa who paid a courtesy visit to the State Government House.

She commended the bank for it reforms, which will ease the hardship faced by low income individuals in accessing affordable housing.

Hadiza further assured the delegation of government’s seks izle
support needed in actualizing the bank’s mandate.

She said as part of government reforms, the State Ministry of Housing and Infrastructure embarked on urban renewal project for the provision of standard and affordable housing to the people of the State.

“We will have new layout and with the partnership we will put up, standard affordable houses would be provided for our people,” she stressed.


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Speaking shortly after the meeting, the Managing Director, Federal Mortgage Bank of Nigeria, Ahmed Dangiwa, said the aim of the visit was to seek for collaboration with the State government in contributing to National Housing Fund.

Dangiwa disclosed that, they were collaborating with the State government as one of its major stakeholders major contributors to National housing funds adding that, State and LGAs are all contributors to NHF .

He explained further that, FMB has built about 1,128 house in Kaduna for the benefit of the people .

“We have built houses variously across the State costing about over N5.6bn.
And we have come forward to seek for more land to build more houses in Kaduna State.”

According to him, they want more civil servants, public, private and informal officers to key into the National Housing Fund.

“When you start contribution, even if you are not a civil servant this is the only way in which you can benefit from the product of Federal mortgage of Nigeria. You need to go to our office and pay türk sikiş
monthly contribution of 2.4 per cent of the amount which is 1/ 40 of your earnings in a month and that qualifies you after six month of contribution to benefit up to 15m mortgage loans and other product.”

He therefore called on the people of the State to key into the National Housing Found to be part of the beneficiaries.

Homebuyer interest rises in the UK for first time since November 2016

New homebuyer interest rose across the UK in June for the first time since November 2016, as a more stable trend began to emerge in the UK housing market.

While commentary from respondents remained “generally a little downbeat”, contributors to the June edition of the RICS UK Residential Market Survey reported a rise in buyer demand, while new instructions held steady and newly agreed sales edged into positive territory for the first time in over two years.

In June, 10% more respondents reported a rise in interest from new buyers, which was the first time in two and a half years that the survey had reported a rise in new buyer enquiries at the national level.

RICS’ survey also indicated that as buyer interest picked up, signs of more stable trends seemingly began to appear.

“The new instructions indicator has now edged into positive territory for the first time in a year. However, with stock levels on estate agents’ books still around record lows, and appraisals lower now than at this time last year, it remains to be seen if this change will have a material impact on the supply issue,” said RICS.

The newly agreed sales net balance rose 2% in June – marking the first time in ten months where survey participants did not report a decline – and sales expectations for the coming quarter suggested that the stable trend was likely to continue, according to RICS. Further ahead twelve-month sales expectations were also “more positive”.

RICS’ chief economist Simon Rubinsohn said: “The latest data provides further evidence of the sales market settling down but I don’t get the impression from the insight provided by contributors that this is fuelling hope of a significantly more active market going forward. Many of the factors that have provided a challenge during the first half of the year remain unresolved.”

In terms of price growth, house price movement appeared to “be flatlining at the national level”, while at the regional level, with the exception of London, the South East and East of England, the country was showing growth.

Samuel Tombs at Pantheon Macroeconomics said: “The Brexit extension has provided just enough time for the housing market to recover. The house price balance rose to its highest level since October 2018 and to a level consistent with year-over-year growth in the official measure of house prices of about 2.0%.

“Meanwhile, households are for now largely unfazed by the risk of a no-deal Brexit — GfK’s measure of their confidence in their personal finances has risen since Q1 and is above its long-run average—and their real disposable income still is growing briskly. So provided a no-deal Brexit does not come to pass, house price growth should soon start to turn the corner.”

Source: Sharecast news

Grab land in Ekiti, get four years jail term — Ekiti govt

THE Ekiti State Government has promulgated an anti-grabbing law forbidding fraudulent and forceful occupation of land.

Fayemi Kayode Fayemi of Ekiti State Edo has neither House of Assembly nor Speaker — Idahagbon, ex-Attorney General. The Anti-Land Grabbing Law was aimed at curbing the activities of land grabbers locally known as omo oniles and individuals who engage in fraudulent sale, resale and forcible occupation of land.

The Deputy Governor, Otunba Bise Egbeyemi made the disclosure at the palace of Ewi of Ado-Ekiti during an enlightenment campaign on the provisions of the law A statement by Special Assistant (Media) to the Deputy Governor, Odunayo Ogunmola, disclosed that Governor Kayode Fayemi gave his assent to the Law on 4th June, 2019 alongside seven others after they were passed by the fifth House of Assembly.

Egbeyemi stressed that government would enforce the law to the letter advising quarter chiefs, family heads and land owners to be truthful and carry stakeholders along while selling land to prospective developers.

Oba Adejugbe, in his address, commended the Fayemi administration for taking proactive action to halt the activities of land grabbers in the state. The monarch while regretting that most of the problem faced in Ado Ekiti centers on land matters, said individuals would be able to know the stand of the law on land matters.

Source: Vanguard

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