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Osinbajo Visits Pa Fasoranti, says FG ‘ll Deploy Soldiers to Highways

Vice President Yemi Osinbajo on Sunday morning paid a condolence visit to the leader of the pan-Yoruba socio-political organisation, Afenifere, Pa Reuben Fasoranti, in Akure, Ondo State.

The VP visited the 94-year-old Afenifere leader over the death of his daughter, Mrs. Funke Olakunrin, who was killed by some suspected Fulani herdsmen on Friday.

Osinbajo said the Federal Government would explore all options, including deploying soldiers on the highways, towards addressing the growing cases of security challenges in Nigeria.

He told our Correspondent, “As you know, I am here to commiserate with the families of Olakunri and Pa Reuben Fasoranti.

“This is a massive tragedy, as you can imagine.

“We have seen it replicated here and there, which is kidnapping death and killings.”

The VP had revealed on Saturday night that he had spoken on phone with the bereaved elder statesman.

He had tweeted: “I spoke earlier today with Pa Reuben Fasoranti, on the sad news of the death of his daughter, Mrs. Funke Olakunrin.

“I pray the Lord comforts him and the entire family.

“Our security agencies have been tasked with ensuring (that) perpetrators of this crime are apprehended and brought to justice.”

Source: punchng

Tunji Bello, 24 Others Make Sanwo-Olu’s Commissioners List

Former Secretary to the State Government (SSG) in Lagos State, Mr Tunji Bello, has been named in the 25-man list of commissioners and special advisers designates sent to the state house of assembly for confirmation.

The nominees’ list was transmitted to the parliament on Sunday for ratification in fulfilment of Governor Babajide Sanwo-Olu’s election promise to accelerate his administration’s development agenda.

A statement by the Governor’s Deputy Chief Press Secretary, Mr Gboyega Akosile, said Mr Sanwo-Olu carefully picked the nominees based on their cognate experience in their respective professions.

According to him, the list contained names, who are to assume duty as Commissioners and Special Advisers upon ratification by the legislature.

It was said to comprises technocrats and politicians, who understand the challenges of the state, noting that the painstaking and laborious selection process was aimed at constituting the best team that will serve Lagos in line with the agenda of his administration vision of delivering a city-state that will rank among the top most liveable cities in the world.

“We took our time to pick the best hands for the tough job Lagosians have elected us to do. The nominees for the 25 Commissioner and Special Adviser positions include women and men who have made their mark and at the zenith of their professional callings,” the statement said.

Governor Sanwo-Olu’ media aide stated further that the current list is first batch, saying that consultation was going on with regard to the complete number of the cabinet members.

He further disclosed that the new cabinet would be unique, because of its diversity. Quoting Governor Sanwo-Olu, he said Lagos would continue to take the lead in innovation, gender-balance and youth inclusion in the administration of the State.

“We have a blend of youth who are under 40 among nominees for Commissioners and Special Advisers. Women too are well represented in the list. We believe Lagos deserves the best and we cannot give the people anything less than that,” the statement said.

Breaking down the list of nominees, there are 17 men and eight women that will be sworn in as members of the State Executive Council. Also in keeping his promise of millennial’s inclusion, Governor Sanwo-Olu included youths who are in their early and mid-thirties in the list of nominees.

The State House of Assembly is expected to carry out a screening of the nominees to set the machinery of governance in full swing.

Below are names of the nominees:

  1. Mr. Rabiu Olowo Onaolapo
  2. Mrs. Folashade Adefisayo
  3. Prof. Akin Abayomi
  4. Dr. Idris Salako
  5. Mr. Tunji Bello
  6. Mr. Gbenga Omotoso
  7. Mrs. Toke Benson-Awoyinka
  8. Mrs. Bolaji Dada
  9. Mr. Lere Odusote
  10. Dr. Frederic Oladeinde
  11. Mr. Gbolahan Lawal
  12. Ms. Adekemi Ajayi
  13. Mr. Femi George
  14. Dr. Wale Ahmed
  15. Mr. Moyo Onigbanjo (SAN)
  16. Mr. Hakeem Fahm
  17. Mrs. Ajibola Ponnle
  18. Engr. Aramide Adeyoye
  19. Mr. Segun Dawodu
  20. Mrs. Uzamat Akinbile-Yusuf
  21. Mr. Sam Egube
  22. Ms Ruth Bisola Olusanya
  23. Princess Aderemi Adebowale
  24. Mr. Tunbosun Alake
  25. Mr. Afolabi Ayantayo

Source: businesspostng

CBN Reduces Banks’ Daily Excess Cash Deposit by 73.3% to N2bn

The Central Bank of Nigeria ( CBN) on Wednesday reduced the amount of excess cash that banks and merchant banks (discount houses) deposit with it, which is known as Standing Deposit Facility (SDF), by 73.3 percent to N2 billion from N7.5 billion since 2014.

In a circular, FMD/DIR/ CON/OGC/12/019, to all banks and discounts houses on ‘Guidelines on Accessing the CBN Standing Deposit Facility’ and signed by Angela Sere-ejembi, director, financial markets department, the CBN said the remunerable daily placement shall not exceed N2 billion.

The circular published on the CBN’S website yesterday stated that the SDF deposit of N2 billion shall be remunerated at an interest rate prescribed by the Monetary Policy Committee (MPC) from time to time.

“Any deposit by a bank in excess of N2 billion shall not be remunerated,” the CBN said in the circular which takes effect from today July 11, 2019. Reacting to the development Uche Olowu, president/chairman of council, Chartered Institute Bankers Committee (CIBN), said the CBN is trying to change the behaviour of banks towards lending to the real sector of the economy. Olowu who spoke with Businessday by phone said banks have to look for an alternative way of making sure they direct credit to the real economy. “We are going to be better for it as we are going to have the productive sector to put the excess cash,” the CIBN president added. Before now, banks have had preference for keeping their idle funds with the CBN as well as transacting on government securities rather than lending to the productive sector.

Ayodele Akinwunmi, head of research, FSDH Merchant Bank Limited, said this means that the amount of excess money that Nigerian banks can place with the Central Bank of Nigeria ( CBN) to earn overnight interest rate of 8.5% per annum has been reduced from N7.5 billion to N2billion. Any amount in excess of N2billion will not earn interest income for banks. “This, in a way, will reduce the interest income of banks going forward.

It will also force banks to trade more with one another in the interbank market than before”, Akinwunmi said. He said It may also reduce the cost of managing system liquidity for the CBN as the apex bank will now have access to more funds from the banking system at no cost than before. In addition, interbank interest rates may drop further as a result of increased system liquidity.

This is part of the efforts of the CBN to increase banks’ credit to the real sector of the economy in order to stimulate growth of the economy. In his response, Ayodeji Ebo, managing director, Afrinvest Securities limited said, this is another regulatory pressure on the banks in a bid to get them to lend. The reduction of the SDF from N7.5bn to N2.0bn may lead to revenue loss (8.5% on N5.0bn in a year is N425m assuming the average deposit placed with the CBN daily N7.5bn and above). This may not translate into improved lending as the banks will prefer to earn zero interest on their funds than risk the funds.

Source: businessdayng

Why San Francisco Just Voted Against Affordable Housing for Teachers

On Thursday, a Board of Supervisors committee tossed out a plan by Mayor London Breed to make it faster and easier to build new housing for teachers in San Francisco, squashing Breed’s proposal after months of debate.

Breed’s plan would have amended the city charter and done away with certain tools that the public can use to appeal new building projects in the case of developments meant for teacher housing.

The now-defunct proposal defined teacher housing as: “A project for the development of residential units, where no less than two-thirds of the units are deed-restricted for the life of the project or a minimum of 55 years (whichever is longer) […] to occupancy by at least one employee of the San Francisco Unified School District or San Francisco Community College District.”

City lawmakers didn’t like the broadness of those terms—or the mayor’s requirement that the housing “be affordable to households with an income up to 140 percent of the unadjusted area median family income,” wanting to see homes cheaper and aimed more exclusively at educators.

At Thursday’s Rules Committee meeting, Supervisor Sandra Lee Fewer also chafed at the idea of altering the city charter.

“These definitions should not be set in stone,” she said.

Supervisor Aaron Peskin called the charter “sacrosanct” and pointed out that even the teacher’s union did not back the mayor’s proposal.

“That should be a very clear signal,” he said.

After the committee voted against the plan, Breed offered a stinging statement, saying via email, “I’m tired of people saying we’re in a housing crisis and then rejecting solutions that will actually make a difference. The status quo means less affordable housing will be built, more people will be priced out, and the crisis will only get worse.”

In lieu of Breed’s amendment, the committee pushed forward a competing idea for teacher housing, one written by supervisors, which would build new housing for teachers on public land.

This plan—which would not amend the charter—requires all homes in a qualifying development to go to school employees, rather than just two-thirds of them. It also lays out different ideas about affordability:

At least four-fifths of the units in an Educator Housing Project must be deed restricted for the Life of the Project or 55 years (whichever is longer) and consistent with any applicable tax credit regulatory requirements to be affordable to households with an income from 30 percent to 140 percent of the unadjusted area median family income (AMI), with an overall average of l00% AMI across all such units. Up to one- fifth of the units may be deed restricted up to a maximum 160 percent AMI.

Breed has pressed lawmakers to back her proposal, which would have require six votes on the board in order to move ahead to the November ballot, since introducing it in April, but with little luck.

The writing was already on the wall Thursday: The board’s teacher housing plan went to the committee with four supervisors listed as backers—Fewer, Peskin, Shamann Walton, and Matt Haney.

But Breed’s proposal appeared on the agenda with only one sponsor cited: “mayor.”

If the full board votes in favor of the new teacher housing plan, it will appear on the November ballot.

Source: sf.curbed

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Pensioners Left Waiting For More Than Two Years For Council Housing

Documents from the district council showed from 1 July 2018 to 30 June 2019, just 15 pensioners moved into council housing, having waited 817 days on average for that accommodation to become available.

Council figures showed some pensioners on the Kāpiti Coast were waiting so long they were dying before being able to move into a suitable unit.

In the past three years, 50 pensioners withdrew from the waiting list.

But only one of those had found alternative accommodation; the other 49 either moved from the area or died.

A Kāpiti Coast District Council spokesperson said the waiting list reflected a growing need in the community, but the responsibility fell to central government to address it.

“The provision of social and affordable housing is a central government responsibility and this council continues to advocate on behalf of the Kāpiti Coast community for better housing outcomes and increased rental subsidies.

“Council and the Kāpiti Coast community look to central government to address the underlying issues of social and affordable housing in our district, and are committed to partnering for collaborative solutions.”

There are 118 council houses for pensioners on the Kāpiti Coast.

Source: tvnz.co.nz

These Are the Countries Most at Risk of Housing Bubbles

Canada and New Zealand are the most vulnerable economies to a correction in house prices, with Australia and the U.K. also drawing concern, according to new research from Bloomberg Economics.

 

Seeking to build a “housing bubble dashboard,” economist Niraj Shah studied ratios of house prices to rent and income as well as inflation-adjusted prices and household credit.

The results showed that Canada and New Zealand seem to be on the most unsustainable path, with the cost of housing compared with wages the highest in the world in both countries. Australia, Norway, Sweden and the U.K. also raise alarm bells, Shah said.

Policy makers may be acting already. Canada’s government has introduced a tax on foreign buyers, while overseas purchases have been banned in New Zealand. The next challenge will be whether prices keep rising as the Federal Reserve and other central banks get ready to cut interest rates.

“There’s a risk that a global round of monetary easing may fuel housing bubbles,” said Shah. “While central bankers are focused on avoiding a global economic downturn, looser monetary policy could sow the seeds of the next crisis.”

House prices have only just returned to the peak they reached prior to the last period of financial turmoil, according to an index consisting of 57 economies.

Source: bloomberg

China’s Diverging Housing Market— Massive Price Gap Between Cities Up To A Thousand Times

For average working professionals in Beijing, Shanghai, or Hong Kong, buying a place for themselves would be a mission impossible. With skyrocketing housing price and relatively low incomes, it is destined that most working professionals will not have a chance to afford a place in the cities that they work hard in.

 

Yet in the other parts of the country, housing markets seem to be on the total opposite: With low demand and shrinking population, these houses are now on the list for 50% off discount, and some of them even start to worth less than $3,000 for a whole department.

Hegang, a city located in the Northeastern Heilongjiang province of the country, became one of the most prominent examples of the declining housing markets in China’s less developed regions. A 46 square meter apartment is only listed at 16,000 RMB, a value that is less than $3,000. Imagine that you can buy an apartment in urban areas with merely one-month salary, here you have it, in China’s shrinking smaller cities.

The devastating housing market in Hegang reminds people of the past disastrous history in Erdos, where real estate businesses’ over-expansions led the city into a ‘ghost-town’. With supplies overweigh the limited demands of houses in the city, Erdos’ housing market failed completely as a result of poor management and overestimation of the city’s consumption capacity.

The housing market in Hegang showed complete different pictures from those in Beijing, Shanghai, and Hong Kong. It leaves people confused and baffled. The inequality and the differences in prices are too large to explain, and a 50 square-meter apartment in Beijing is simply just too different from that 50 square-meter apartment in smaller cities.

Several factors and reasons could potentially explain the declining housing prices in Hegang. The outflow of capitals and population are the main factors that drove down the housing prices. With fewer demands and fewer job opportunities, urban residents are leaving the town for better jobs with better pays.

Families that are moving away would not only be out of the buyers’ market, but will also be actively engaged in selling their old houses to cash out from a city that they would not go back to. With more and more people flooding into larger cities such as Beijing, Shanghai, or locally speaking, Harbin, houses in the county-size town are certainly becoming increasingly less attractive.

Yet different from the case of Erdos, in which the real estate businesses are becoming the essential party to blame, situations in Hegang is simply an ongoing trend that is gradually taking place in China. County-size cities are dying as larger cities are easing up its household registration requirements. With better infrastructure, education, and job opportunities in larger cities, smaller ones are losing out in this competition and are on their paths to diminish and eventually, fade out.

It is also a different process than urbanization, where excessive labour forces are mobilized to leave the rural areas for jobs in the city. The ongoing migration trend that is happening in China are between-cities: From smaller cities to larger ones, and from regional centers to the national centers. It is a form of chain migration, where everyone wants to make a step up to go to a city that is better than the one their past generations resided in.

This is becoming a trend of centralization, where young talents are moving towards economic centers and regional centers for better opportunities and potentially an opportunity to stay. The process of centralization provides two different scenarios in the housing markets on the two diverging ends: In smaller cities, where people emigrate out of, housing markets are starting to shrink and eventually vanish.

On the other end of the market, houses in metropolitan areas such as Beijing and Shanghai are never short of buyers. Even with strict purchasing restrictive policies and tough requirements to obtain a local household registration status, housing prices in cities such as Beijing and Shanghai will not likely to decline in the short run.

These cities, with limited areas and land, will eventually turn into a Hong Kong style housing market: A family of four may be forced to settle in a very small apartment, and the land size per capita will be decreasing drastically.

The increasing inequalities is leaving people’s life in very uncomfortable positions. While all good opportunities are in the economic centers, staying in the city and buying a place of their own is becoming a mission impossible, let alone the stringent requirements to become an actual Beijinger, a person with valid Beijing area household registration status. Yet on the other hand, it does not take long for people to realize that moving to a smaller city will significantly decrease one’s standard of living in a rapid pace.

In order to have an organic and sustainable economy, China needs to do a better job in balancing the developments in different regions. While the country is successful in building up world-class cities such as Beijing and Shanghai, the local and central government now needs to invest to ensure that other regional centers are with the same capacity to become future potential economic hubs that can generate well-paid jobs and attractive opportunities

Source: pandaily

N-Power Stipends Hit N279 billion

The Federal Government on Friday disclosed N279 billion has been spent on Nigerian youths under the N-Power programme since December 2016.

The N-Power programme is one of the National Social Investment Programmes (NSIP) introduced by the President Muhammadu Buhari’s administration towards creating jobs and ameliorating poverty in the land.

Briefing journalists in Abuja, the Senior Special Assistant (SSA) to the President on Job Creation and Youth Employment, Office of the Vice President, Afolabi Imoukhuede, said the money was spent on the N30,000 monthly stipend paid to the 500,000 youths engaged under the N-Power programme.

He said that the youths were not owed a kobo under the N-Power programme.

According to him, the first batch of 200,000 youths have earned a total of N180 billion for 30 months from December 2016 to June 2019 with a monthly bill of N6 billion.

He further disclosed addition N9 billion monthly bill was paid from August 2018 to June 2019 totalling N99 billion for the second batch of 300,000 youths engaged under the N-Power programme.

Asked how much has been spent since the inception of the programme, he said “It is every simple in talking about amount that has been invested. I am saying that in Batch 1, they started earning from December 2016, so roughly we invest N72 billion annually just for Batch 1 alone. That is aside from the gadgets that they get and aside from from all the sponsored trainings that they get.

“For instance, all the training on agric for N-Agro, training for health for those who are in health, we sponsor all of that through the federal agencies, ministry of agriculture and ministry of health.

“So direct in our people is N30,000 x 200,000 = N6 billion every month for the first batch which started in 2016. So they have been there for over two years, that is N72 billion multiply by two years or thereabout.

“But since August last year, the wage bill moved from N6 billion to N15 billion because it’s now 500,000 of them that earn N30,000 monthly.

“We have been on N15 billion for almost one year because by end of July it will be one year that we have been making that investment every month.

“So if you put it together that just tells you how much investment we have made and like I have said, we don’t owe anyone because the money is paid directly to them not through a proxy.” he stated

He explained the scheme was designed to solve the employability problems being faced by Nigerians youths after graduation.

According to him, plans are currently ongoing to recruit many of its trainees into the police force in collaboration with state governors to actualize the community policing agenda.

Source: thenationonlineng

Massive Affordable Housing Underway, OGSG Assures Civil Servants, Residents

Civil servants in Ogun State have been assured of affordable housing that would not affect their take home by the present administration under the leadership of Governor Dapo Abiodun.

This assertion was made by the Special Adviser to the Governor on Housing, Mr. Jagunmolu Akande Omoniyi while speaking with the media officer of the Ministry of Housing, Adeola Adebajo shortly after his familiarisation visit to the Ministry.

Mr. Omoniyi stated that governor Abiodun had identified housing as an essential element in human’s need, noting that the administration is proposing to lay a massive ground breaking ceremony that would cut across the three senatorial districts during the marking of first 100days in office.

“His Excellency Prince (Dr.) Dapo Abiodun has plans for massive housing projects for the benefit of citizens, and we are planning to develop the housing projects within the three senatorial districts of the State,” the Special Adviser assured.

Mr. Omoniyi disclosed that government would partner with Private Developers to invest in housing sector, revealing that the present administration intends to collaborate with stakeholders such as Federal Mortgage Bank and National Housing Fund to deliver affordable housing to the citizenry

Earlier in his address, the Permanent Secretary, Ministry of Housing, Engr. Olayiwola Abiodun lauded the Governor for putting a round peg in a round hole with the appointment of Mr. Omoniyi as the Special Adviser on housing.

The Permanent Secretary who assured that the ministry would not relent in its efforts at supporting the set goals of the present administration charged the management staff to brace up and discharge their duties accordingly.

The Case For Green Affordable Housing

However, the environmental impact of fulfilling the promise of safe, adequate, affordable housing for all could be even more disastrous than doing nothing.

New units will consume an immense amount of resources like land, cement and steel, and guzzle water and burn energy. Furthermore, as standards of living improve around the world, more homes will be furnished with toilets, microwaves, refrigerators, heating/cooling systems, and the electrical needs of a digital future.

Yet, we don’t have a choice. Access to adequate housing is a human right, which must be respected if we wish to meet our commitments to our common global goals.

So how can we meet our aspirations to house our growing population without destroying the environment?

Green housing is still perceived as a luxury, yet most of the houses that will be built, will be in emerging markets for households who cannot afford to invest in high-tech housing. In fact, a lot of resources are being spent trying to reduce construction costs to a bare minimum in order to make housing more affordable.

Fortunately, building a green home goes beyond simply adding solar panels on a rooftop and does not necessarily require high-tech innovations in order to be green. Instead, we must take into account the entire value chain of building a home with many green features, which in fact, can help reduce costs today and in the long-term.

Here are three simple principles that should be adopted worldwide to both help reduce costs and our ecological footprint.

We must take into account the entire value chain of building a home with many green features, which in fact, can help reduce costs today and in the long-term.

First, we should minimise our land use and seek to maximise density without destroying our cities’ social fabric. With the majority of the world’s population living in urban areas, the practicality of owning a single-family home has become increasingly unlikely.

To avoid urban sprawl and conserve natural resources, we must go upwards. In doing so, we will reduce one of the greatest costs of urban homes, maximise energy efficiencies, and increase greenspaces that might otherwise have fallen prey to unwise development.

Secondly, our homes should be built with their life-cycle costs in mind. Energy and water usages should be taken into account when choosing designs and fixtures. Fortunately, implementing frameworks such as the EDGE tool, a low-cost alternative to LEED Certified building, can achieve this while being mindful of preserving affordability.

Finally, because we need to build with the future in mind, ensuring that homes are still desirable decades down the road is fundamental. Maintenance costs are too often an afterthought in many housing programs, but crucial to sustainable development. By planning ahead, we will waste fewer resources in the long term for minimal upfront costs today.

Though it may be difficult to enforce these measures, at the very least, we should demand that all government subsidised housing programs should follow these simple rules in order to avoid wasting our planet’s precious resources.

We simply cannot afford to squander economic and environmental resources on houses that will not survive the tests of time.

Source: eco-business

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