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Houston, Atlanta Among 15 U.S. Cities to Buy Affordable Homes

Although real estate is becoming increasingly unaffordable for the typical American, there are still places where its possible to become a homeowner on an average income.

A report compiled by CNBC’s Make It identified 15 cities where the qualifying income to purchase a home with a 10 per cent or 20 per cent down payment is an annual salary of $60,000 or less, based on data from the National Association of Realtors’ Metropolitan Median Area Prices and Affordability index from the second quarter of 2019.

The data assumes a 4.1 per cent mortgage rate for all areas and a monthly principal and interest payment limited to 25 per cent of a resident’s income.

The report listed Cleveland, Ohio; St. Louis, Missouri; Lincoln, Nebraska; Baton Rouge, Louisiana; Atlanta, Georgia and Philadelphia, Pennsylvania among the 15 cities where you can become a homeowner while earning $60,000 a year or less Also listed were three cities in Texas which are Houston, Dallas and San Antonio. Others are Jacksonville, Florida; Spokane, Washington; Charlotte, North Carolina; Nashville, Tennessee; Orlando, Florida and Milwaukee, Wisconsin.

Source: dailytrust

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