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Housing Finance, Housing Project

Insurance as buffer to Refin Homes affordable housing for middle-class income earners

A strong partnership with insurance companies to protect consumers in the area of repayment default, loss of employment and death will be a buffer to Refin Home’s quest to provide affordable housing to middle class income earners across the country.

Refin Homes Limited, a relatively new player in the real estate market has come with a unique model that target to provide affordable housing to everyone in such a flexible manner that will not only guarantee quality, but also provide opportunity irrespective of your income level.

The company was established with the aim of bridging the housing gap in Nigeria. “Our key focus is providing affordable housing for middle-class income earners without compromising quality because we are the community builders, set to establish, develop, strengthen and increase economic activities within identified localities, promoters of the company said.

With over 41 years experience, drawn from across banking, mortgage and housing development, the key actors have seen the gap in the market and are committed to lifting the housing sector.

At a stakeholders interactive session with the theme ‘Creating the Future’ organised by Refin Homes held in Lagos, experts in the sector called for collaboration between government and private sector to bridge the country’s housing gap.

Olatunde Macaulay, managing director of the company said Refin Homes came into the real estate market to focus on providing alternative housing solutions that add value to lives, especially the under-served middle to lower end spectrum.

He said, “For over 10 years, a 17 million housing deficit has been bandied around. The government cannot handle this deficit alone. There has to be a public/private partnership and other private institutions such as ours, must help the government in reducing this huge housing deficit as soon as possible” he added.

He said the theme, “Create The Future” is a strategic platform that calls the attention of all Nigerians on the need to plan ahead today by putting in place modalities that ensure a solid roof over their heads. “The future is not somewhere distant, the future is now, and we want to sit with Nigerians to plan based on your desires and capacity to give you the home of your dreams” Macaulay added.

Kazeem Owolabi, the COO and co-founder of the firm also speaking at the event, advocated for efforts to be directed more at providing affordable housing for the middle and lower classes of the society.

He said it was unacceptable that Nigerians work so hard and yet, many of them cannot even think of owning their own homes.

Owolabi believes that in the long term, the Nigerian economy becomes the biggest beneficiary of a system that makes it easy for people to own quality and affordable homes.

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